Jobless for about a year. I'm considering my options at this point and need advice. I am a professional in unsecured credit and the roles I've been applying for say I'm too junior since I have about 2 years of relevant "finance" experience. Should I go back to school or continue to put my energy into finding a job? Should I take side certifications? It would be helpful if anyone could provide insight on the best course of action and get back into the industry.

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