Just curious - Where were people getting sub 2% mortgages when rates were low? I had someone tell me they have a 1.99% rate. Could they have paid points to get it lower?

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

Has anyone here used New Western to buy real estate deals?

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

What is your favorite part about being a realtor?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Do we have option to include stock in salary structure in FIS to save income tax?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Who would you recommend to refinance student loans with?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Amex platinum vs CSR??

I’m 25 and I have this itch to move to a completely new city. I love my city and just bought a house there but I just have this weird feeling I should be somewhere else. I’ve lived in my city for my whole life except for college (which was only 3 hours away). It seems weird and random to up and leave especially after just buying a house. Would love to hear anyone else’s thoughts/experiences!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Any info on best MM LevFin / FIG groups in Chicago?

UK market is open only for niche skillsets ( Data engineer + analytics). Firms aren't interested in sponsoring rest all skill sets, as they can be filled internally. They have limited quota every year, and are very choosy when it comes to allocation. Preference is first given to EU nationals and then Asians during shortlist stage.

Referral works, but the person who is referring you should have enough clout in the organization to present your profile!

How many physicians do we think use stimulants or other things to "get through day"

Does anyone work in an area with lots of exterior environmental noise (traffic, concerts, trains, etc.) and have tips for not becoming overwhelmed and/or distracted by it? I’m finding that environmental noise has increased near my office now that tourism has picked back up in my city, and I’m struggling to block it out. I’ve tried earplugs but the noises tend to vibrate my office building so the earplugs don’t work well as an entire block.

3 Things to keep in mind which changing jobs:
1. Always ask dedicated budget for the job before you tell your expectations.

2. Always have atleast 2 weeks of gap before you join any company. You might not understand significance of that but just have a gap.

3. Always talk to people of team you will be joining before you accept offer or atleast before you join company.

How much % hike should I ask in Hexaware as a 4+ year experience in data scientist and 7 years of experience overall

What's the max salary IBM can offer for band 7b(initial offer 15.8lpa)?
If you have counter offer of 24lpa?

Has anyone been to the Zoolights at the Zoo? I have never been, I'm relatively new to the area. Is this a good event for a casual walk around date night?

Does anyone have experience/knowledge regarding whether the different B4 deal analytics teams 1) work remote 2) still travel? Looking to potentially make a switch but have heard different things across the board, including seeing that most of the job postings for senior roles in these groups are tagged to offices and don’t say remote.

What's the biggest life lesson joining the military taught you?

I have tcs offer of 23 LPA and birlasoft offer of 25.5 LPA + 2 L joining bonus
Sap basis
Yoe 7.4

Please suggest which one is good.

Last quarter TCS holds all promotions. Any idea about this quarter? Will TCS plan to release letters?

Any tips or resources to study to prepare for the Amazon writing sample?

Guys please give likes to enable chat for me.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

How can I invest in real estate ? Looking for an additional passive income source

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Do you thank your tenants for paying the rent? A quick thank you text?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers