Looking at buying a SFH portfolio and the way the seller wants to structure the deal is raising red flags. Basically the deal would consist of a large cash payment + taking over the payments on the existing financing-- but not actually assume the mortgage.

Personal finance book recommendations?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Analysts seem to like TJX but looking at the long term debt/equity I can’t get comfortable. What am I missing?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What other avenues are you using to increase income?

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Tempted to buy 1 BTC ..

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Any recommendations for high div stocks with good balance sheets. I’m thinking these could be the best picks in this market with many growth stocks seemingly overvalued

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Thoughts on personal loans to consolidate Debt?

Guys, what platform do you use to trade US stock?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

ZS 🐠 - can you receive sponsorship for MBA prior to having tenure of 3 years? If not, what is the downside of applying after 1 or 2 years? I am coming in with 3+ YOE in consulting, so my application would be competitive for next fall (or ‘23)

Can anyone let me know, if Capgemini allows people to work from other countries who is going on tourist visa? Should we work only in Capgemini laptop? or any laptop? I am planning to work from other countries while going on a tour. Any ideas

Hello All,

Can anyone refer me for data analyst role?

Have 1 year of experience in data analyst
Worked in advanced Excel,SQL and python and tableau.

Thanks

Anyone have connections in Oklahoma City?

How is Oliver Wyman FS -right after undergrad- if you want to exit into PE ?

Hey 🐟🐟

I’m hiring a Technical Recruitment Lead for our team. We’re a health technology company with offices in Canada & the US. We’re nearly 900 employees and reached 700Mil in revenue this year. Our sights are set on reaching unicorn status in the next few years 🦄. We’re privately held with a possible future IPO so it’s a great time to join at the right time if you’re interested in helping fuel the growth to take a company public.

More in comments.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Does anyone have any insight into partners retiring early? I am at a point where I need to consider leaving if I am not aiming for partner. I don’t see myself working past my 40s. My partner and I are not big spenders and anticipate have enough to retire comfortably in 40s (obviously a lot can change). I have been assured I will become SM in next year (currently 31 years old).

Anyone hiring AE’s in Detroit? I got laid off for the first time ...

male fishies: where do you guys buy your ties?

Don't mean to be rude. Plz tell me if this is rude. But whats your religion? Assuming it's ok to ask since we're all anon. I'm a non-practicing but was born in a Muslim country. Agnostic maybe?🤷🏻‍♂️

How is hcl GIT vertical?

I got offer for senior manager profile.
Offered 32L
Yoe: 11.5 years

Can anyone tell me how is the company 360Logica? Will it be good to join?

Any good moving companies to move from socal to NorCal?

Whats the appraisal cycle period at lti and is there any mid year hike happening in 2022.

Also when do we get the bonus amount? And is it in whole or bifurcation happens ?

Need to recommend a hotel to my family who's visiting from the USA in a couple of weeks. They like to stay in local boutique type places and BnBs, not chains. Any suggestions?

Hi All,

I have 2 offer please suggest which 1 to go with.
1. CTS 9 ( 8.55 Fixed 45k Variable)- Tech Lead
2. Vodafone 9 same as CTS they matched plus JB-50K - Band I
Exp 3.9
Skills: Oracle DBA
Your inputs will be highly appreciated to choose best comparing WLB and Job Security.

What’s the average salary for a manger in FinTech. My wife is a Manager in FinTech and earns 95k base with a 10% bonus. Is that competitive? I hear that this field is getting hot and curious to know if she’s potentially leaving money on the table by not moving elsewhere.

How much media experience should someone have before pivoting into comms/connections planning? What specific media tools would a comms planner use in their day to day?

Although I've reviewed job descriptions for comms planners, would love to hear someone's input & experience.

Would like to set myself up to make this switch eventually. Thank you

I am planning to buy a car. Is there any corporate discount at Citi (CSIPL) for that ?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.