Looking to buy/merge/partner with an advisor in TX

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Would you be concerned if your SO has no savings at 31? What advice would you give them?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Regarding purchasing coins is it better to swap BTC/Coin or BTC-> USDT ->Coin

Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Anyone look into Aion at all or invested in the ico? Would love to hear opinions and overall sentiment. For people that know about it and didn’t invest what’s holding you back?

Why have cryptos crashed so much since yesterday eve?

If you could right now, would you buy a house in full cash or invest in the market?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

Have 20k, what’s a good small business to start with this fund? Serious question here

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

Does anyone have any YouTube suggestions to learn the details of option trading? Or a good resource to learn about them? Apologies if this is out there...I couldn’t seem to find any threads on this

I am not as knowledgeable on stocks as I would like to be. I need HELP - What are some good stocks to invest in?

Anyone know what ASUG Talent Hub is using to source consultants?

Moving to DC for Deloitte GPS this fall - where to live? Should I expect clients to mostly be in DC or surrounding VA, or should I expect to fly? Will I need a car?

Which skill sets are still in demand and paid well in current IT market?

Looking to buy/merge/partner with an advisor in TX

What would analyst comp + bonus be at A&M in the TAG group?

Hi, I work for a non-profit and we hire nationwide for 2 positions as well as locally for numerous positions. I’m looking for recommendations, reviews and any advice for online job boards. We use Indeed, Glassdoor, Craigslist, just got back into Zip Recruiter and working on getting LinkedIn up and running. Any help is appreciated.

I am currently living in London, looking to move abroad to UAE. Has anyone relocated before and do you have any advice?

When is 2023 on-cycle kicking off? I've been reached out to by a couple HHs to fill out intro forms

Any XD leads here that work at Accenture Interactive or EY Design Studio?
How do you like it? Is one better than the other? I'm talking to both and I'm kind of torn -- they both seem like good companies to work for. Any insight would be great!

Can intern salary predict full time salary? I’ll be making 24/hr this summer 36/hr overtime.

Thoughts on puts on X expiring next week? Or in 2 weeks or something? Getting a little ahead of itself here

4/13 Thread (General):

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

It's March, and I have done a lot of seminars in Jan and Feb. I've gotten a few clients but would like to increase AUM drastically! Any books, sites or advice on what I can do for marketing?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Best wine app? Wanting to catalog the bottles I have, see stats, get notified when wine is coming up to drink (out of hold periods), etc.

What is an ideal value of X for salary --> Salary = YOE*X. I feel least should be 3 and then sky is the limit

It's March, and I have done a lot of seminars in Jan and Feb. I've gotten a few clients but would like to increase AUM drastically! Any books, sites or advice on what I can do for marketing?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

My dials are getting better. But one thing I' m struggling with is the follow up call. I don' t even know what questions to ask. Any ideas?

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

Has anyone done/heard of the Morgan Stanley 3 year program? If so, what was it like?

CFP & ChFC looking to change firms. Currently in a bank program, but not a large portable book to bring over to the next firm. Over a decade experience and about to finish up my MBA. Currently nowhere near the income level I want to be. Any suggestions for a good program to go to for my next move?

Is the CFA worth the depressing 3+ years of studying?

Wells Fargo merger news. What’s it mean?

How do you handle people in your life who try to discourage you from working so much or don’t understand your ambition? I’m thinking about just cutting off a lot of people.

How do you sell the benefits of managed money to your clients?

I am a new financial advisor in Washington State. How do you go about finding books of business for sale? Or where do you go to find clients? I don’t have a big warm market.

Anyone knows about the base for chase PCA?

What mutual fund companies you use most

What content providers are my fellow Indy's using? Looking for things to pat across social media and articles and videos to use on our web site.

Sitting with a $50M prospect tomorrow and I’m so nervous. I’ve only been in the business for a year and I have no idea what I’m doing

Associate advisors working for a RIA - I’m trying to get an idea of salary ranges. What’s your salary and how many years of experience?

I think I’m addicted to diet soda. I don’t drink coffee or alcohol but probably 60 ounces a day give or take. I drink it for every reason (or excuse) you can think of. Continue...

For you introverts who aren't fond of socializing or "hanging out". Do you just dislike socializing at work or just dislike it in general? In my case it's the latter. How about you guys?

Signs someone is not cut out for this industry?