Make good money, hesitant to get into RE (the physical kind where I rent it out). What are some other options for getting into RE? Like REITs. Any specific recommendations.

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

How do I get over my average price? I’m long on Cloudflare and am up 100+%. I recently received a bonus and want to allocate some of it to the stock, but it would severely increase my average price.

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Not sure if this is okay to ask: anyone have experience refinancing a car loan? Having a difficult time getting a copy of the title from my current lender (so the new lender can pay it off) and I’m not sure if I have any other options.

@Partners - how much money do you need to invest I to the firm to get your partner share?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Heading to Buenos Aires and Montevideo tomorrow. Will be in each city for 1 week. Are credit cards widely accepted or do I need to exchange cash before I go. Thanks!

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Can nonresident aliens (f1 OPT and other legal temporary residents) in the US invest in index funds and ETFs? I asked google and am waiting to hear back from Vanguard about this. Help appreciated.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Looking for some software or tools recommendations for
1. Plan for retirement- I am looking to do the following calculations : calculate total corpus required at retirement based on inflation lifestyle etc. , calculate total amount my investments will grow at retirement age ( 401 k , savings etc, ). These two figures should give me an idea where the additional amount i need to invest.

Any recommendations?

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

What is ideal package for a project manager with 7+ years of experience in IT firm

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

Hit me with your favorite green smoothie recipes

What’s the culture at Uber like?

Hi fishes
Recently i have few interviews with EY, PwC, Delloite for the role of Guidewire Developer, 2.3yoe
Can you guide me on what should I prepare?
There's nothing on the bet since guidewire is a closed platform! Any insights can be really helpful.
TIA

Fish who went to M7 schools - what was your GMAT score?

Has anyone heard about hale global? It’s a VC/PE firm focusing on turnaround companies. Trying to find more info about this company and what type of deals they have done. But can’t seem to find many news. If anyone can share any insights about this company, that would be great. Thank you!

Just got an offer to ZS as a SIP Associate consultant. I am coming out of undergrad with 3 years of full time experience in life sciences research project management and institutional strategy and development. What is a good compensation package? Total comp and base comp?

For buy side analysts, are there logical career moves one can make after having a couple of years of working experience?

Currently interviewing for an Associate Partner role with New York Life. I have 15 years experience in financial services. What should I be asking for when it comes to salary. The range they give is $60k-$160k base, not including bonuses.

Have you walked away from somebody you loved? And why?

I’m in Georgia, and in the process of settling a claim. The liability insurance rendered the full policy limits of 25k, a release has not been signed yet, the coverage is 25/50can I still send a loss of consortium demand for the non-injured spouse ?

Has anyone let their counselor know they plan on quitting prior to give your notice?

What's the dress code, is it strictly formal or smart casuals.

VML Sr Art Director position assuming 7-10 years experience. What’s a fair salary expectation for the Midwest? Chicago/Kansas City area.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Can I get a commercial loan without 25% down?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

What's the best city in UK to buy a buy to let property, with best returns?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Any Property Management recs in Seattle area? :(

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?