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Hi folks,
Is ServiceNow Business Unit is already up and running in all the tcs regions across India? How the folks will be mapped from CBO to this new unit can someone shed some light on this matter and how it will affect to the employees who are working on servicenow tool.Tata Consultancy
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I would probably just focus on the other mil. I can’t justify giving up 4% guaranteed. Get to know the beneficiaries though!
I can justify it!
Get to know beneficiaries and talk taxes. Thats a potential tax torpedo
Sure. IF she really never needs that money, it can grow more for her beneficiaries. But it all depends on her risk tolerance and future needs (does she have LTCI, certain estate planning goals, etc?)
Investment Executive, this is an interesting case for sure. She really doesn’t need the money, and was excited when I shared growth in 15 or 20 years at 4 vs 7%. No LTCi but has pension and social security to cover if she were to go into home. She could also sell her condo which would generate cash to help pay those cost. I would typically tell someone keep the 4% but if this money is for the kids...why should she set the cap at only 4? Maybe the strategy here is wait till the next big market drop and switch then.