Moving out of the US for 10 months, to optimize cost and credit score, should I cancel my Amex platinum? Or apply for another free credit card now and then cancel Amex to keep the number of cards?

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Don’t think you need to cancel it. Def don’t can el and start a new one, that’ll just drag down your average age of accounts

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Why not just downgrade the card from plat to a free Amex. You’ll keep the credit history

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Don’t even think about cancelling it

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Canceling it will bring your total average age of accounts down and drop your score 20-30 points

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Don’t cancel it - just don’t use it.

Don't cancel it. Can you put a recurring expense on it like your internet or cell phone?

Thanks everyone!

Noted the point on score going down right after cancelation. Makes total sense!

If I canceled that now, would my score go back up in a year again? And then at that time I could apply for Amex again for their welcome gift?

Amex also does once per lifetime sign up bonuses - you can’t get it again by cancelling and reapplying

Can you justify the annual fee of the platinum card?

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