Multiple sips in same mutual fund is good or bad? Sip amount is different for each folio.

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Any REIT ETFs that people like?

What advice does anyone have for paying off student loans during corona given that interest is not accruing until Oct 1? Pay off loans immediately or put the payments you would regularly make into savings/ earn interest and then pay off in a lump sum in September?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

The market is down. Are you buying anything today?

Anyone maintain real estate license on the side? If yes, which broker is a good one to associate with of the ones with all these crazy commission models?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

Is it better to rent or buy a car? Can you share as well some price estimates if I rent or buy? TIA!!! 😊

Thoughts on the new Chase Freedom Flex?

Which credit card best for a balance transfer of around 15-20k?

Happy New Year Everyone! And remember to write 2 instead of 1. Have a Great New Year. Stay safe.

What if we taught students (and ourselves) to humbly subordinate to an objective truth about the world?

What if we spent more time studying and conforming to that truth than reflecting on our feelings about it?

I believe we'd see a lot less anxiety and depression. Questions like "Who am I," "Why am I here," and "Where am I going" wouldn't be so crippling and terrifying. We could look beyond ourselves and marvel at the beauty of a universe greater than ourselves.

Hi Fishes. What is a lead risk analytics position at Wells Fargo? Also what % of the total fixed pay is the Total variable pay compensation (TVC) and how much of the TVC does one get at the end of the year?

What was the maximum RRP that we could expect from Optum for an expectational performance?

I am a Strategic Sourcing Manager with 7 YOE in both direct and indirect spend across various industries (Life sciences, IT and Insurance) I have been offered a role with Fidelity for 13 lpa + 1.5 variable. Offer seems better than the national average for similar roles but I feel I would be underpaid based on the current market, my skills and value I will be bringing to the table. Any suggestions for offer negotiations?

Hello Everyone,

I have received offer letter from Optum Global Solutions India recently and I am seriously considering joining it(I also have offers from Deloitte USI and Verizon).
My breakup annexure mentions 4 components apart from RRP and PF. Basic, HRA, Flexi, Special Allowance. Either the Special Allowance or the Flexi is not included in the CTC mentioned in offer letter. So I want to understand how the Flexi and Special Allowance are paid monthly. Can someone please help?

Planning on retaking reg in three weeks. Got 62 and weaker on all the main section in Q4 2017. I didn’t do well on the time management and sims. Any suggestions? Is it enough time? Need motivation.

Supply chain experts, quick question. What does days before next run (DBNR) imply? And what is the right way to calculate it? Hearing it is last 3 months actual runs - next 3 months projected runs. Not getting clarity.pls help

Lots of us are skilled at delivery but most sales books seem to focus on the pitch and closing... What are your best resources for learning to develop and nurture strong, lasting client relationships?

Currently at Big 4. Have offers for a PL/Principal at MBB and for a VP role at a Fortune 20 company. The VP role is more interesting and comp a bit better but I’m told would accelerate faster at MBB. The initial plan was to end up at MBB. What’s the best for future flexibility?

Why does QA have such a bad rep?

Anyone have a job with the flexibility of public accounting but no time sheets?

Soooo it just dawned on me the other day that people do their job for money not for fun…. Even in tech…. This is kind of an epiphany to me

Hi Fishes,

I work at TCS for Apple as an ML engineer, I have overall YOE of 5.5 years and relevant exp is 2 years, I am serving notice period and I have a few offers from start ups, but looking for opportunities in Companies like Big 4 and FAANG. My expertise is more in Deep Learning , Computer Vision and Natural Language Processing, IF you have any relevant referrals please feel free to reach out to me.

Thanks in advance

I love when my dog comes up and cuddles/sleeps on me, but she gives off so much heat! Like a little Chernobyl lying on my chest

Anyone aware of Ford account in Wipro?

Hi guys,

I'm an SAP Basis Consultant but I aspire to become a Data Scientist. I'm very good in Math, Statistics, Probability, Calculas etc. I always scored above 98% in math be it my board exams or college semesters. Also I love problem solving. I know python basics but I never did competitive programming.

Can you guys please provide me a step by step guide to make a successful transition towards Data Science? (1/2)

Is anyone travelling from Mumbai to Pune?
If Yes, Meri Activa Padi hai Mumbai me lete aaoge kya drive karke? Please 🥺🙏🏻.

Hi all

Looking for some help for a friend to understand how salaries look like in Goldman Sachs for Equity Analysts in India.

Role is that of a college graduate, out of BLACKI IIMs.

Can anyone help out?

As a return favour, I can help in referring to Amazon, if anyone need the same :)

Hi everyone I want to know what is the actual job role of a business development manager . Kindly give me some knowledge to grow myself because my cup is empty please help me out to grow .

Is it good idea to join Apple from Deloitte? Which is better for long term monetary benefit?

Hey Fishes,

Off-topic post!

Anyone up for cycling in Gurgaon on early morning weekdays?

Off-topic

My whole family is full of extroverts. I'm the only odd one out, an introvert.
Whenever any relative or anyone visits us, they talk, laugh around etc. And I just sit there with my phone, scrolling any random app to let that time pass. People always comment on my nature that I'm so silent, I speak very less etc. They know it's my nature but they still make it a point to call it out. I don't have any reply to this, I just give a smile, that's it.
Don't know what to do.
Please help.

Hi Fishes, how much one can expect?
Skills - Agile Project Manager / Scrum Master
YOE -13
RYOE - 5

How is Philips signify? What is the interview process for this company?

I have received an Offer from IBM ( 16 LPA) and also received another offer from Disys ( I will be deployed to MasterCard) for 18 LPA + 1L Joining Bonus.
Please suggest which Company I should Join.
I will be on permanent payroll with Disys however It is mostly a staffing company and deploy resources to another client like MasterCard.
YOE- 6, Skills- Middleware.

Hi fishes,

I accepted the TCS offer. But now I got some better offer. So how will I approach the TCS hr. Should I send the mail saying that " Not joining " Or " Ask for revising the offer". Will they blacklist me? I want to join or appear interviews of TCS in future. Please help. I have 15 more days of np.

Can some one please walk me through the procedure of EY GDS resignation ? how should we do that?

Hey guys. I am an assistant manager in PSU bank. YOE- 5 yrs. I want to switch in tech sector. Have experience in Finance, Taxes, Administrative roles, simple data Analysis. I am learning SQL & Python. Thinking of going in Data Analyst or Business Analyst role. What do you guys think?? Am I on the right path. Or should I try for pure finance roles in companies like big 4s. Please share you opinion or experiences.

Any reviews for Credit Suisse Pune please? Regarding WLB, hikes, bonus, etc. Also, with all that the bank has been through this year, is it safe to accept the offer and wait? Anyone who joined recently or is about to? Credit Suisse