Need advice. I own two buildings. My primary residence with a mortgage of 600k and 3% interest rate and an investment property with a mortgage of 500k and interest rate of 7%. Barring any emergencies, I could pay off the mortgage on the second property within a year. I make about $1000/month of the investment. A friend of a friend is selling a building. If I buy that building, I would be making a profit of about $1500 a month. Should I pay off the high interest mortgage or add another property?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Can I get a commercial loan without 25% down?

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

150K in Singapore, and $150K in Chicago. Which one would you accept?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Confused as to how I should be buying more ETH. I have a Trezor, but would like to stake it while also having it be as secure as possible. Any advice?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Anyone who has interviewed with PWC recently, how long after the first interview were you notified about second round interviews?

Can someone connect me to a business analyst role that doesn’t require a ton of prior business analyst experience? I have ~1.5 YOE in valuation (modeling, financial statement analysis) and am looking to make a switch. Mainly looking for a role with less hours than I’m currently working (60-70). Thank you I’m advance

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Hi! I’m interested in moving to San Diego in the next six months. Any tips for job searching from New England? I’m currently working in social media, internal communications and content creation at a real estate firm. Curious to know if anyone has done that type of move and how did you navigate the job search.

I already got a job offer in Singapore and had submitted all the docs required to HR. My question would be how long is the EP's processing time? And what are the chances to have my EP application rejected? I have 4 years of experience at my current firm, is that too little?
Tyia

Is Google open to remote? Interviewed within the healthcare research department, waiting to hear back from recruiter on next steps.

Hey , i want to know the transport facility in cognizant Gurgaon as i am not getting proper information from HR for Day shift role. Can someone please help. Its an urgent request.

If I am thinking about transferring from audit to FDD, is it worth it to apply and interview with another one of the big 4 as well? Mostly worried that I would come in as an internal transfer at ey and get low balled since I am not external.

How many rejection email have everyone received before getting first permanent full time position as a designer?
Did you have to alternate your personality applying to jobs?

Hi guys,
I am currently looking for new opportunities.
Skills - Linux and AWS (certified SAA) with experience in Jenkins and Docker.

YOE - 2.7yrs

Can someone refer me in other IT companies

Hello Everyone,
I had a interview at TechM, the operations manager took my interview and asked for my expected CTC, he said that he will fwd to HR with 10LPA which will include variable pay.

What would be my estimated salary breakup and in hand? Can anyone suggest please

Getting a referral from a partner not in a line of service that I'm applying for still has impact? Let's say I'm applying for a tax position but got a referral from an audit partner within the firm.

I’m a freelance media planner/buyer and I’m interested in being able to buy media for clients without having the media vendors bill the clients directly.
How would I be able to handle billing myself?

Hi All

I am looking for a switch with 1.4 year of experience in Tata Consultancy Services as a Assistant System Engineer.

My Skill set are HTML5, CSS3, JavaScript, Java, C, C++, MySQL, Servlets, Spring, Git

Let me know if there are any opening position.

Thank you.

Great group for us to have

My s/o has been approached for representation as a motion director. Commercial animation. Can anyone point me in the direction of any resources on what he should look out for in a representation agreement?

I’m a digital producer and have no clue what’s fair / what fees these types of production companies typically take. Any advice would be greatly appreciated

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?

Any one knows what’s the easiest way to order a radon test for new construction?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Can I get a commercial loan without 25% down?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?