Need advice. We got under contract in Mid January with financing and inspection contingencies. Our possession date is Mid February and closing is late March. We did the inspection and everything came out as we expected. So, we waived the inspection contingency. We also applied to a loan and loan was conditionally approved with one appraisal fix (sealing a door). Seller doesn’t want to fix (which is fine as it is gonna cost less than $200). —> cont’d

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

AsSalaamuAlaikum Wr. Wrb.


People any of you think we might take opportunity of this tax filing season and help out the less privileged to fill our their tax returns??

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

Can I save tax by buying second house if first house is already in my name?

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Question for tax folks. So I have purchased shares of a public ally traded partnership. I have received a K1 and it shows my portion of income. I will report on my tax return and pay tax. Let’s say, I sell this investment. What will be my basis in the stock? My purchase price? Or purchase price plus the income I have reported over the years? I am little confused and thinking about selling this investment. TIA

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

What’s something you learned when you bought your first property that you didn’t previously know?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Go on then. Guesses how long until Uncommon sell?

Hi! I am looking to hire 1 x Senior AD/GAD and 2 x Senior AM. DM if you are that person - or know someone who is! Thanks

I’m new to the country. This is a bit out there but where do you get an abortion? Do you need a referral through your GP? After that is there a long wait?

People who absolutely HAVE to live in Manhattan amuse me lol

Looking to ask for a transfer to USI from US in 2 months. Anyone gone through this and willing to share their experience ?

any telltale signs of layoffs in tiger?

If you’re a fourth year in biglaw, what responsibilities are you given in m&a? I feel like I still haven’t had a ton of opportunities working on purchase agreements (and mostly just take the lead on ancillary work streams) and I’m afraid I’m falling behind others in my class year.

Anyone know if SDNY courthouses have lockers for phones?

I feel so many of my big law co-workers purchase homes $1M+ homes as senior associates but I always struggle to believe that I will be able to do the same. I started saving aggressively this year as a midlevel but still feel so far away to be able to comfortably afford. Additionally, I always have a fear of job loss due to my own parents losing their jobs in 2008 and essentially growing up with no resources.

What are other people’s experiences?

Hi, what is the hire and fire policy in BAContinuum. Are they laying off people or did in the past?

So, the CDC removed the Covid guidelines. I’ve never had Covid. I’m afraid people will come into work not wearing a mask and be inconsiderate… ughhh so distracting and disgusting. I’m also at risk to develop complications. Not sure if I should talk to HR. Not even sure if I should ask for accommodations to continue being able to wfh at least most days of the week to reduce risk. Idkkkk 😩This is so unprecedented. I always wear my mask at work. I’m getting pressured to attend firm events as well

Hello Folks,

I am looking for my first switch

YOE- 2.6
TECH- ServiceNow developer
Current CTC- 6.6 lpa

I have one offer of 11 lpa.
Could you please help me how much I can more expect?

TIA

Any brand/model recommendations for stylish and functional thermos bottles?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Is it common for HOA to ask you to prove your car registration is up to date?

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Do you thank your tenants for paying the rent? A quick thank you text?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.