New subreddit to fight against home sellers who believe they can justify a 100% increase in home prices over the past few years.

Join us: Reddit.com/r/fairhousingmovement

We can manipulate the market together!

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

Anyone have any experience with Blockchain Capital (VC ICO)/their BCAP tokens?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

What is the best advice wrt financial settlement ? I was told to simply get a move on and not fight over 5/10k but get on with life ASAP. Do u relate ?

Chase Sapphire - still the best out there?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Morgan Stanley or Schwab? Which brokerage should i choose?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Anyone gain weight from Paxil?

HAPPY NEW YEAR! Wishing you a successful year full of health, wealth, love and prosperity!

Hi Fishies, I’m 32yrs old and went with IVF due to male factor. I had 5AA t/f(modified FET) on 11/07, today (11/16)I had blood work, nurse told HCG level is: 168.5, and will be checking again on 11/18, to see if HCG is raising. Is this good value? This is my first time IVF , little worried but again not keeping many hopes and become depressed I’d something goes wrong. Meanwhile trying to stay positive as well.

Which one would you pick?

Big name shop. Shitty account, but you get opportunities beyond that.

Shop with bad reputation that lacks PR and hardly enters awards but has a lot of book-worthy projects.

Dear Accenture Fishes,
Can someone please help me with a referral? I have identified the job id from Careers portal. Thanks, in advance.

Does anybody know of any fast track promotions or instant status with IHG hotel program for PwC or in general?

What do you find frustrating in job search? And what platforms do you usually use to find jobs? Doing a research on that :)

Question about self reviews. How do you all deal with self reviewing your work when your managers/seniors want it ASAP? I've heard you should walk away from your work for a bit then review.

Thinking of moving out of Google, which companies do Xooglers move to in Dublin?
(L5 GBO Dublin)

I am looking for any referrals in audit/ advisory firms. I have worked in 3 of the big four audit firms and currently working in Canada in the financial services industry (head office in Boston).
I have 15 years experience in the financial services industry and worked in various countries.
Looking to move to USA. I am Canadian citizen and holds CIA (USA), CPA Canada, ACCA UK.

I love what I do and I have an offer to stay in International Development and be a manager with 86k, focusing on my technical area + lots of travel. But I also have offers from Deloitte and EY to be a GPS consultant at ~100k. Is it worth it to move to D or EY? Have personal financial goals that i need to reach for my family and thats why i started considering EY and D.

Hi everyone...
Got my salary credited for current month.
But i dont see bonus amount credited in my account.
Shall i connect with HR or shall i wait for next month salary ?

Hi Fishes,

What is the market salary range for a Temenos UXP developer with 5 years experience and if willing to switch how much can he/she can ask for?

How much time does Naviga global take to send offer letter. My HR round was done on 3rd of September.

Any insider knowledge of EY modifying the frequent traveler program policy now that most travel will be reduced?

Hi Fishes, I've 5.7 YOE in digital marketing and i have an offer from PS for Senior Media Analyst Role in Digital Marketing Domain. After seeing all the layoff post i'm getting scared. It would be helpful if you could please let me know if anyone if fired from Digital Marketing Domain.

DOJ is Oct 31st, i dont have more time. Please comment if you know anyone from Digital Marketing.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

How do you find lenders? Should I pick a realtor first?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What is the most difficult part of buying a home for the first time?

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Thinking about using my VA loan in a few years. Any advice?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Is buying fancy condos with high HOA(>$1k) worth it?

Any recommendations on a good water softener system (4 people)?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?