Open enrollment for many employer plans is coming up. Traditional group employer plans are usually great for the employee because the employer is legally required to contribute to the employee's premium. However, it can get quite expensive to add family to those plans. Before you do that, let me help you explore your other options.

insurancewithmattie@gmail.com

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

I have a prospect who is a US resident living in Canada on a temporary work visa. They are being told by their advisor that they must liquidate all their accounts (brokerage, IRA, and 529). ...

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Who bought some Bitcoin on Black Friday?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Currently at $200K base salary (31M) - after taxes, expenses (including vaca), and savings (maxed out 401K), I’m leftover with $30k-$40k. Is this average? If not, how are ppl saving more?

Which bank account is better for salary account?

HDFC
Axis

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

Am I crazy for buying 1.7B SHIB? I may have lost my mind?

The threat of nuclear bombs flying over cities should crash the real estate market

Can one become financially stable after being discharged from the military?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

What is your favorite part about being a realtor?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

I was devastated when I realized I had to cut my twin sister and even my mom to some degree out of my life in order to have peace of mind. It makes me sad I feel better without their burdens. ☹️

How many days a week, if any, are your agencies expecting you to come into the office? (Either now or the near future)

Any idea how long FIS global Pune is allowing WFH?

Hi all!

Managers and Directors: as a consultant, how do I get your ear? I’m talking about a serious consideration for services, not just a post to like and move on. Trying to figure out why interest level seems stuck on social media for fleeting moments. Thanks!

What are you currently looking for? Like the answer below so we can get an idea of what sort of relationships, entanglements, hookups, etc, people are looking for in the bowl.

Is IB worth the sacrifice of WLB? Obvious pay is really good but are the prestige and pay worth it if you’re planning on only doing it for a couple years?

Currently working at an IRA with great WLB. Honestly I love my job, the firm, and people I work with.

Also doing MBA part time at a T15 school. Thinking about switching to IB but I’ve done my research and I think I would burn out of IB in two years but I might be ok with that for the opportunities after.

Looking to learn more about BCG opportunities with OSD/Pentagon anyone have info on positions and travel requirements for fed practice?

What work/life event (if any) made you arrive to the conclusion “this is just a job”? How old were you? At what point in your career / How many years of tenure?
How did your attitude towards work and work-life balance change?
Have you ever revisited or regretted your conclusion? Why/why not?

Hi Fishies. Looking for a good real people/comedy directors who can work with lower budgets . Would love any recommendations. Thanks.

Has any fish in here heard of SSA & Company?A recruiter advertised it as PE consultancy that is up there with with MBB but I’m not really sure how much of it is true. They also claim folks from there usually exit to various roles in PE ranging from ops to corp development. Just trying to verify all of this info

Has any creative here ever tried to make the leap to leave advertising and be a film maker, photographer, illustrator, etc.?? I’m so tired of ad agencies and how draining the “creative” can be. Happiness is more important than a nice paycheck for me. Any inspiration success stories advice would be so helpful right now...

Can anyone advise on new Sr. Consultant, Deal advisory, valuations salary in downtown Toronto office?

Hi Fishes
Having 3.6 years of experience in SAP ABAP. How much package can I expect. Looking for a job change. Any referral would be appreciated. Already Servicing Notice Period.
LWD : AUG 29

How do I effectively utilize my special ed ea?

Anybody looking for a senior analyst?

Is there anything you wish you knew about civil engineering before deciding on your degree?

I’m maxing out the 6th year for H1b and my I-140 just got approved. 1 month ago, my employer has filed a h1b extension but it is based on the approved PERM instead of the 140, and only asked for one-year extension. In that case, after 6 months (180 days i140 rule to avoid employer’s revoke), will I be able to switch employers even though the renewed H1b gonna expire soon at that time?

When I was going into courtrooms, a bad night of sleep didn’t matter-I’d snap to attention as soon as I got into court. I’m doing phone hearings now and the focus isn’t there as much. Any ideas?

Can you submit a climbing gym membership for a fitness expense with EY? It says extreme sports are restricted and lists rock climbing but is the climbing gym itself ok?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

How does pwc’s wealth builder plan work ?

Has anyone successfully used an education benefit? What's the process?

Im interested buta little nervous about my firm because you have to pay up front and then get reimbursed.

What is the salary for an entry level audit associate in NYC?

Can someone recommend affordable health insurance? I left the firm earlier and am expecting a gap of medical coverage until I find a job. Currently not actively seeking either...

When you finally got your CPA license how much has your salary jumped ?

Who has the best parental leave policies? Need advice

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

What are benefits like at Accenture?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

At KPMG how much is the health insurance cost per paycheck for employee-only coverage?

At EY is I was reimbursed for a stationary bike 2 years ago. Would EY reimburse me for a road bike this coming year? There's a stipulation that says every 5 years but I'm not sure if that means for another stationary bike or if I can get a road bike and be reimbursed.

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Does EY’s vision plan not cover eye exams?

Does EY help pay for hearing aids? Starting full time this fall and I think I remember reading something about it when I interned but I no longer have access

Does any firm reimburse for part time MBA ? Thinking of applying for Booth part time MBA