Preface: I am a noob. For my 401k with Fidelity, I have 50% in JLGPX (large cap), 30% in FCAGX (small cap), and 20% in COSIX (bonds), but I’m only 27 (no bonds?) All investments are down, so does that mean now is or is not a good time to rebalance?

Also saw someone mention doing 80% in Large cap (my options are BSPAX, OGEAX, JLPGX, or PEQIX) and 20% in Intl (my options are WFENX, FOPAX, or FSPSX). Would I be better off using BSPAX to try to stay with S&P500? And how do I choose an Intl one?

Hello, I have an interview scheduled for the position of Product Manager for Mumbai location. Could anyone please help me with details like culture/benefits and pay at ICICI?

Are you going to invest in Navi's Index fund ?

EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

Anyone doing any investing in Charleston, SC

Has anyone completed the Sustainability and Climate Risk Certification offered by GARP? Needed some inputs around study materials and practical benefits.

How do you effectively plan for retirement?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Marriott or SPG credit card (for the sign on bonus)?

Friends what are the benefits of green card for parents if they do not want to relocate? Anyone else faced similar situation

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Looking for a lawyer for get prenup done. Any recommendations will be helpful

I have a 2017 Hyundai SantaFe XL SE, 32K miles. End of lease is coming up buyout price is $19.5K. Should i buy the car and sell it myself OR the hassle doesn’t worth it, just return it? The car is in great shape though.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi all, which companies in the Federal space can I target that work in the healthcare implementation space? Most openings I see are on the strategy/advisory side.
I have a lot of experience in the Medicaid world and have led and managed implementation projects there. Thanks.

If you’re married, what gross income would you consider being “rich”?

Where do we view Tuck scholarship info?

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Looking for SAP BRIM books/notes

Is there anyone who is working on SAP Fiori,Ui5 ?
Need some suggestions.

Is PWC Sdc, bangalore location permanent work from home/ hybrid or offices have resumed ?

Hii everyone from IBM 👋🏻

Whats the process of initiating and getting the hike/bonus?

I joined IBM on last week of May 2022, was on bench till 20th November 2022 and got allocated to project on 21 November 2022.

Whom should I talk to regarding the hike/bonus? And whats the process like??

Will be grateful if I get any inputs. Thanks all :)

For folks who recently got their EAD, how long from the time of filing your I-485 did you get it?

I frustrated working in my current organization, It is a product company but manager, consultant and BA are acting like service company, I want to switch I am not expecting too much hike from next company, what answer should I give to next company when they asks me reason to switch?

Travel during H1B visa transfer. I'm switching jobs and I want to go to India before I start my new job. Wondering if H1B visa transfer can cause any pain because I'm out of country. Am I likely to need a new stamp?

How much does it usually cost for makeup and hair for a Indian wedding? (In the USA)

Can someone create a bowl for afghan politics please?

Hi everyone, my H1B Visa stamp has expired but I have Valid I-797 can I still travel to Bahamas? Or how to get another stamp without visiting India? Thanks!

Anyone here working as a Business Analyst / Product Owner in an H1B visa? What is the package are you at currently?

Dutch 🐠
Does anyone have any advice for getting an apartment in Amsterdam for an expat beyond the classic apply for everything in your budget?

hello, in elss is mirrae tax saver good or quant tax plan?

Hi

Could any one please share how much LTI have offered with 6.5 yrs of experience in Developer profile and which band you got ?

I feel like this was my destiny, like being part of the military was written for me. Does anyone else feel the same?

Lifetime SPGer who is staying at a Marriott hotel for the first time. Platinum gift is 1k Marriott points (vs 500 spg points) and the green choice is 1k points for the whole stay (vs 500 per night)...

I recently saw a job opening at a company that I really love, and would like to apply. The recruiter has posted it on her Linkedin several times, each time with multiple hashtags about diversity. I am straight off the Mayflower white. Does applying look super tone-deaf? Is this an unofficial way of stating that they’re only considering non-white individuals for the role?

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Would you prepay your mortgage (2.75%) or invest? Would you refinance 15 year or 30yr? I understand that over a long run, you can invest the difference and increase wealth. But it generally takes 10+ years to break even. What’s your reason NOT to do the 30yr mortgage?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

SBE, ABB, or BLNK for the best bet in the charging station space?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Leave it to a 2% dip in a day to send people panicking lol

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Will markets jump upwards the day Putin dies?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?