PwC folks - cheapest ETFs on our 401k and HSA/ HealthEquity?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Is anyone planning on trading water futures?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hi Fishes ..what are the benefits Wells Fargo provides apart from salary? How is the cab service and leave policy?

TIA

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

I applied for a job and received an offer from my client. 15k+ bump in salary, better benefits/remote work, and responsibilities will give me exposure to all areas of the organization (start up). The problem is that they’re looking to staff me as a Senior when I’m currently a Manager at DT. They said they’re flexible on title, but curious to hear how others have navigated similar situations. I would report directly to the controller and have 1-2 staff reporting to me...

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Does anyone know who the 401k benefits manager is at VMLY&R NY?

Is the international real estate market as booming as the US?

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

Hi,
Planning to visit wonderla Bangalore, just wondering where can we get employee benefits. In my last organization there were setnof restaurant, amusement parks which had off on my ID.

Hello all, I am a healthcare professional, working in learning and development team, in a firm working for US healthcare Providers. I would like to get into Compliance roles. Is there any course/certifications that i can do, so i can work in healthcare compliance.
Your experience and advise will surely help me at this moment. 😊

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Will I get the yearly bonus if i join in october ?

SOL vs ETH 2.0?

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Hi folks, I am planning to join BDO rise and wanted to know the work culture there. Can anyone throw some light regarding the policies and do they give good hikes?
And is it a good move from a Big4 to BDO?

Can someone transition into PE Ops from an M&A background focused in ITDD, IT Value Creation, etc? Thank you.

Anyone works in Facebook? What’s the pay like for finance roles?

Why are read only documents called “riders?”

Anyone want to give me retroactive FOMO by sharing stories from their summer associate programs? Mine is entirely virtual, and needless to say we are less than enthused by what we’re missing out on

Do you feel you have enough time in the week to start dating? I often leave work so drained that I dont have the time or energy to try and meet someone

Let's say I were to leave banking and get into crypto currencies (not considering this at all ahem). Does anyone of any crypto currency hedgefunds or trading platforms worth investigating?

Hi
Applied for a position in Johnson and Johnson Canada. Reached the final round 3 weeks back. After not getting any updates I emailed the HR a couple of weeks back. They responded back telling me that they’ll have an update for me the next week. Again I emailed them on Thursday asking if they have anything for me before the long weekend ( Good Friday & Easter). No response whatsoever. Will emailing them again be inappropriate? I desperately need this job

Is it possible to buy a new luxury German sedan car with 30k budget?

I be wanting to go off but then I check my bank app, calm down, and keep working.

Recently received an offer for Staff Software Test Engineer for Austin. YOE :11 yrs 150K, 10-20% bonus and 15K sign on and no rsu. Can someone tell me if this is a good offer?

RMP dropped a mail about mandatory vaccination. No reference to hybrid model. Is this the new normal at ZS INDIA?

Hi, what are the typical yearly hike% in zs India? Especially for those in higher salary brackets like 30+ lpa.

The blasts in Sri Lanka are just despicable. What do people want? I assume if this happened in India the easy answer would be “Kashmiri Independence” Struggle to find answers for this one.

For those who cold call on 401k plans, what is your approach?

Accenture Strategy 🐟: what’s the Big 4 equivalent of Senior Manager or Principal? I understand Accenture Strategy may have a few additional layers compared to Big 4?

BCG folks - any other benefits besides the major ones that I should be aware about (e.g. gym membership reimbursement, mobile reimbursement etc). I’m joining at the end of March. Thanks!

For people in consulting - do you often read books about project management and motivation? Would appreciate your recommendations (preferably the ones with more than one thought for the whole brick of text 🤨).

Hi everyone, I’m in a medium size consulting firm started working since Oct 2021. I’m wondering is it good to jump to industry for my next move or move up in the consulting world to polish my resume better with MBB or Big 4 in my resume… any thoughts? I really don’t know what to do in life so either one works for me, but I’m just lost.

Hot take. Is FAANG even a thing? Or was Cramer just worried about the acronym if he took out Netflix?

Book recommendations? All genre welcome but I usually read nonfiction

I keep seeing people on LinkedIn with startup advisor and angel investor titles on top of their current corporate jobs. Would it be possible? Can everyone be technically an advisor?

What consulting companies do a lot of work with the Department of Homeland Security and are looking for someone with legal training/DHS experience?

How do health insurance benefits compare between the Big4 firms? Which firm has the best medical insurance?

Thoughts on EW MBA from Booth/Kellogg/Haas. Currently SC at Deloitte and want to transition to tier 1 consulting firms

Any Freemasons lurking around here!? Thinking about making a Bowl for my Traveling Brothers. Maybe to talk about how we view this unique Labor (consulting) in a Masonic context, post some inspirational messages, recommend good books, idk stuff like that...

Has anyone worked in Sales for Accenture? I am currently going through the process and I need help with the asking salary (what is the % difference between a Manager in Consulting and a Manager in sales?).

Looking to target PE firms as clients, need to do some research on how they work so we can speak intelligently when trying to sell operational work to them. Any book recommendations ?

Odds T2/Big 4 will follow MBB pay bumps?

Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

Not thrilled about having to fly United for this engagement. No status on any airline- any ACN promotions going on right now?

My office chair stinks even though I wash it with carpet cleaner every few weeks. Fellow 24/7 WFH workers, how do you keep your office chair clean?

If I get laid off, I have a previous colleague that started a cybersecurity company. I would love to get involved on the business side of it. Any pointers on skills that are attractive in this realm for a startup? Would be mostly (if not all) federal defense contracting clients. I’m currently in Deloitte’s cyber risk practice but my background and passion is in accounting and finance, and business operations. Graduated in 2017 so still early career.

I love Accenture and get top of range raises/bonuses, but I’m getting disheartened that I’ll never earn close to the level of compensation I’d get on the same trajectory at MBB or Big 4. I’ve explored