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Not sure what you mean by “get.” Are you asking if you settle with the tortfeasor, how much do you demand from the U coverage?
$20k
Some states stack and some states don’t. California doesn’t stack, Arizona does. So CA there’s $40K available and in AZ there’s $50K available. Check your states insurance laws.
I feel like the answer isn’t gonna be 20K
In NJ you get 20k
why? also in NJ. UIM isn’t based on per occurrence, it’s based on per person. UIM coverage is the remaining $40k.
Depends on jurisdiction but in CA, 40k.
Ah ok, that makes more sense