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Say I go into fidelity and put 401k contribution at 100%. Will it just stop my contribution at my max for the year? Assume I’ve already put in 5k

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Is your percentage correct? Allocate a percentage of your pay check to your 401k. When you hit the max for the year, 19K, it’ll stop withdrawing

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Yes. I’ve always done that as a forced savings mechanism. Just stash away the extra for the rest of the year. Nice to hit max 401k before the summer and then save post tax

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Yes. Things to consider: - Firm wont actually allow 100%. There still has to be enough to pay insurance, SS, and Medicare. - On average, you’ll get a benefit from being in the market longer. In the short term, you’ll be much more affected by fluctuations this year. - Critical to understand how your firm match works. Many would stop match after you max out, leaving short for year. Some would true you up next Jan/Feb... if you’re still around n

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1. It's probably better to somewhat diversify the timing of your contributions, even if you do want to front load. 2. I don't think it tracks contributions across employers, if you switched jobs mid year 3. Most employers limit contributions at lower than 50%. 4. How does your company do match? Is it, for example, 3% of each paycheck contribution? Do they do true up matching? It's possible you might lose out on employer match if you're not contributing at least enough to get the match each paycheck

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1. I do mean diversify over time. You could end up buying high and then stocks dip significantly later in the year. Where as if you've purchased throughout the year, you'll have more of the average purchase price. Of course you could also get lucky and buy low. 4. Check with your company and maybe Fidelity as to how this works. It's not the same for every company

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you'll likely miss some of the match because employers usually limit match per pay check, not just per year

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Nope, most employers will true up at the end of the year

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Where do I complain about our mediocre (at best) benefits coverage? Or do I have to wait until next year?

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New to this so any guidance is appreciated. Currently have my Roth 401k, Roth IRA, and HSA all through fidelity. 401k is invested my target retirement year fund. Both ira and hsa are fully in FXAIX, Fidelity’s 500 index fund. Is this fine? Obviously I know investing and saving is good but still learning the ins and outs

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Any one from Accenture share their paternity leave policy. I hear if you are not primary caretaker you only get 2 weeks, is that true and if yes now is that determined?

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