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Hi Fishes
I wanted to know the Employee Perks/ benefits provided by Freshworks Inc to employees.
I am currently working in a Company where in they pay ₹ 5,000/- a month for wellness reimbursement, free Cab, food Annual Education reimbursement upto ₹3,50,000/- etc
All employees are eligible to these benefits and these are beyond the CTC.
Does Freshworks Inc provide any of the above or any other benefits besides CTC ?
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Any thoughts on ARKK and MGK ?
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I looked at the makeup of the target date fund and followed that pattern, while being more risky (took out all bonds/cash)
Ended up at 40% for growth stocks, 10% for small cap, 10% for mid cap. And 40% international
I think my international is pretty high & could maybe adjust that
I use various index funds for my large cap investments. I’ve read about the efficient market hypothesis, which says it’s hard to beat the market in the biggest and best part of the market, but which suggests for other sectors like international and small cap, the probability improves that an active fund’s professional researchers can pick stocks to outperform the corresponding index. If 50% of my portfolio is overall domestic, then 12-15% is small, 12-15% is midcap, and somewhere around 20% is large cap indexes. My favorite large cap index is IWF, a Russell 1000 index fund that has been outperforming the S&P500. I also have smaller positions in SPYV (which focuses on value stocks) and VIG (a dividend growth fund). Some might argue instead of all three of these I should just have all my funds in one, but I don’t and I am welcome to feedback. And, I also own a little bit of infrastructure (IGF), utility (xLU), and REIT funds (I recently bought SRVR for server farm exposure and INDS for e commerce warehouse exposure, but haven’t made a penny on them yet) which throw off some monthly income. After all those, I have an actively managed mutual fund for international, one for emergent markets, one for small, and one for mid cap. And then some bond funds/ETFs.