Situation - Currently based in DFW and looking to buy a house in ATX without selling my primary home in DFW. ATX place is under construction, and it will be ready in Feb 2022, but I won't move there at least until July 2022. Question - Is it possible to go without a 20% downpayment in this kind of situation? I'd appreciate it if someone could share their experiences

Is anyone planning on trading water futures?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Incoming BA - any advice/links on the math for the best credit card for personal use?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

Any advice in terms of investment to save the maximum tax?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Hi everyone, I’m an architectural designer (from Europe) with 1.5 yrs experience. I’m working for a practice in San Francisco, full-time from the office, getting 25 an hour. It is so expensive to live here, I am struggling to make things work. Is this a normal salary for someone of my experience or should I ask for a raise? I don’t want to be greedy but it’s so expensive out here… Thank you 🌈

Why so red? Any stocks good to buy now?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Hi All,
Anyone from strategy and transformation team?

Curious on some entry level (2years of experience) ux designer salaries in the Charlotte, NC area? Currently making around 60-70k.

So inquiring minds need to know. What happened to kevin ?

How long is the recruitment process from E2E? From first time recruiter reaches out to when you sign offer letter? I know this will vary but very curious because the people I’m interviewing with talk about how long it is a lot

First year associate, female, 30 years old, no debt. Would you shift careers to become a diplomat?

Hi all,
I am from Deloitte USI, Pune. Can anyone let me know whether Deloitte USI has a professional Cricket team/Club? Would love to be a part of it. I have represented state team (U-19) and national team as well :) Do we have various tournaments too where we can play with other Company teams?
If we don't have any club, then we should create one. I can volunteer in preparing one.
Its good to see that Deloitte focuses a lot on Well-being. So, we can write to higher authorities to have a club!!

Is Microsoft hiring for candidates with a healthcare background?

Hi,

I have 8 years of experience in technical Sales, IOT sales, digital services, and business development across various leaders like Kone and Schindler. I have a decent understanding of the IT and manufacturing industry.

I am looking for a job opportunity in Dublin, if you could refer me or provide guidance on how to get a job that will be really helpful.

I have stamp 1g , hence won't be requiring sponsorship.

Looking forward to hear from you.

What's your favorite example of a product that you don't understand how they even pitched it to the CEO? My current favorite is this bottle of water that says "lo cal." Hahaha

Hi,
My company has been downsizing due to back to back revenue loss caused by the inflation.
Unfortunately, I'm the latest to suffer a job loss due to this.
I'm open to a Scrum Master, Agile Coach or Snr Project Manager roles.
I have PMP, SAFe Advanced Scrum Master, Scrum Master & Practitioner certifications.
I've worked in AdTech, Digital Transformation, Consulting & Automotive Tech.
I find out its easier to get an interview if one is referred. Willing to share more info for a refferal.
Thanks

Would anyone from MBB be interesting in have a 30 min discussion with me? I am looking to get a referral.

How do you get used to someone looking over your shoulder and watch you design? It makes me so nervous

Where do you keep your non-library original components in Figma? Do you put them to the side outside of a working frame, within its own “Components” page (like Sketch does for Symbols), or do you keep the original directly inside of one of your layouts?

When you walk in Friday morning to a dumpster fire of a file (that you’ve never worked on before) sitting on your desk, with no note or email to go with it. It’s as if I’m supposed to magically divine what to do with it. 🤦🏼‍♀️

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Do you thank your tenants for paying the rent? A quick thank you text?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I did a buy/move/sale and for the 🏠 i bought I only put 16% and got a 2.875 rate with PMI. The plan was to pay the additional 4% after selling my prior home and get rid of pmi. I looked at refinance

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is it common for HOA to ask you to prove your car registration is up to date?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!