This is a 401k and target date fund question. I'm 6-8 years out from retirement and have managed my own 401k to an aggressive growth asset mix for the past 20 years. Now looking to reallocate to protect against market volatility, and considering one of the Vanguard target date funds that is available in EY's 401k.

Good idea to go all in on a target date fund? I think yes because that's the point of them, easier to manage, etc. Thoughts?

What kind of structures do everyone have for origination? Our practice is expanding to plaintiffs personal injury and exploring different benefits programs for attorneys who bring their own cases. So far we’re thinking a points system towards bonuses, but unsure.

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

How much do y’all spend on rent

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Looking for a new credit card - currently use Apple Card as my daily. It’s ok. Interested in Chase Sapphire Reserve, but unsure the annual fee is worth it without being able to go to restaurants or travel a ton. Suggestions?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Hi Fishes, I'm in a huge dilemma now. Im currently working with TCS and my CCTC is 10.29 LPA and I hold 2 offers, one with with Bank of America for 17.5 LPA Fixed and with CTS for 19 LPA.
My last date is Dec-30 and I received a call today from TCS HR for retaining me for 16 LPA max.
Earlier,before the call I had Bank of america in mind ahead of CTS for its work culture ,hike %, job security and other benefits. But here in TCS also I have very good role, job security and comfort.Please suggest!!

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Any advice in terms of investment to save the maximum tax?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Hi ,filling onboarding information. What is NPR in nominee information and what is emp pension scheme details . Where to find out

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Hi, I am currently a Sr. Radiation Therapist experiencing burnout. I am currently looking into other positions within healthcare that does not involve direct patient care. Any suggestions of routes I should take?

Hi, i am holding canada open work permit and planning to move to Canada in mid September. I am looking for job.
Skills - Java, microservices, springboot, designing solutions, low level design and high level design, Kafka, REST APIs, SQL.
It would be really helpful if someone can refer me.

Hey all, do you guys have any recommendations for low carb/high protein Indian diets? I am a South Indian, never feel satiated if I don’t eat my rice. Also not a big fan of rotis. Please pour in what other foods/recipes/advice you have!

Getting disability rated…I retire next year and seeing the doc for all my issues. They’re listed in Genesis under my active issues. Does that automatically count for when I retire or do I need to get appointments addressing these issues again after meeting with the VA?

Does anyone here work for ADP. I have an interview with them in a couple days for a SDR role. What are some good questions to ask during an interview

In talks with A&M to come over to their TAG practice from EY FDD as senior associate. Base salary is very competitive on top of the alluring "bonus" structure. 2 questions:

1. Do they normally offer sign on bonuses?
2. Is their any disadvantage between A&M FDD compared to B4 FDD in terms of exit ops down the road? Trying to look 5 years down the line

Would appreciate any insight!

I recently got an offer from IBM consulting. My joining location is Dlf it park, Ramapuram. Are there any other offices for IBM in Chennai?

Does ibm provide bus or cab facilities? I am currently staying in kelambakkam which is very far. How are the work from home options?

I don't wanna do it anymore

NEXT MOVEMENT: PUT AN END TO UNPAID EXTRA HOURS!

Partners - Do you ever take vacations?

I have been at my current firm for about 1.5 years, and in that entire time the partner in my group hasn't been out of the office a single time. Is that normal? I can't tell if it's standard for big law partners to not take time off, if the dynamics for my group may be different (only 1 partner in the entire group), or it the partner I work with is just a masochist.

Having worked with energy now for a decade, I find myself enjoying the craziness of it all: You're always two decisions (in Moscow or Riyadh) away from prices halving or doubling. War or no war is quite often a sensitivity, and adoption of EVs/renewables/biofuels will be between X and 10X. Find it hard to imagine doing strategy work in the less volatile/crazy domains - what could be more exciting than this 😋

I hate billing. That’s it. That’s the post

Is vacation time negotiable? I currently get 20 vacation and I have received an offer and it looks like 10 days.

Can someone take Elon Musk’s phone away?

Guys how’s the innovation associate client of health care domain in persistent?
For .netcore azure developer.

Hi, I have 12+ YOE with dev experience in Mainframe and testing experience in Guidewire Insurance portals. Can anyone refer me to suitable jobs

How were the raises and bonuses at Deloitte this year? Looking to jump from EY to there

Best place to research salaries? I’m getting a wide range. Glassdoor is “highly confident.” Should I be highly confident in their range? I’m researching a Sr. Director Corporate Communications role in a major health care org. HELP!

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

What do you think on buying JPM, WFC, C now?

Thoughts on XT?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)