This needs a lot of fine tuning but thoughts on investing in hospitality stocks that are low now betting they won’t go out of business, Marriot, Hilton, Carnival (CCL) is riskier but so cheap now. It might take a year or two, especially cruise stocks, but thoughts on them going up eventually and cashing out.

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I also think that hotels are probably a safer bet than cruise lines in the short-term. There is no way that cruises will be able to fill to capacity in the next 3 years.

likehelpful

I agree

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I’m actually waiting for the opposite. I’ve been tracking companies that file for ch11 and am waiting to buy their securities once they emerge from bankruptcy.

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Joel Greenblatt is a big proponent of this. I’m pulling this statistic out of my butt, but companies emerging from bankruptcy outperform the S&P 500 by something like 6%

I remember the Browns Chicken Murder in Palatine Illinois way back when I was younger. I always associated that with Browns Chicken in the future.

That explains how I feel about cruiselines.. not all the fault of them but I will never forget the relationship between cruiselines and coronavirus.

I see them losing customers and never being the same again.

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Always been told boats cost a ton to upkeep.

If its that way for a personal individual it must be worse for the lines...

Maybe they will consolidate but don't see demand ever being the same for a long time.

👀

Curious to see opinions as well

Bear market

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Hi Folks,
This is regarding income tax proof submission.
I Joined UST on Nov'21 and before UST I was not under any tax slabs. I had only 1 LIC premium being deducted on monthly basis. Though I declared the LIC amount from April 2021 to March 2022. I have still got LIC statements till Dec2021 only.
Also planning to invest in ELSS and term insurance by Jan end. While i only submitted LIC in investment declaration form.
Can someone guide me what will be the process henceforth?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

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That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

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Is this the official Amex Fishbowl?

Planning on staying in Japan in November for a week! Any recommendations on where to stay / things to do? Also, got some SPG points (<100k) I want to use!

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Anyone who is good in finances, please help!

I have an offer with 2 companies

A ~ 12 lpa 11.5 fixed
B ~ 14.5 lpa 13.75 fixed

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Standard deduction 50k
Nps 50k

Is it worth taking company B offer , I’m looking into taxes and only 67k is the difference after taxes

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I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

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What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

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Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

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Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

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I got bumped back to platinum elite on both Marriott and SPG.. after being gold for a few months now (have been on a local project for a year now)
Strange.

Planning a babymoon with my wife. Shooting for April-May and looking at Hawaii (Maui or Big Island). Hoping with the vaccine and travel precautions, it'll be okay, but we're also prepared to cancel.

Any recommendations for hotels there that you've liked? I figure the Ritz or Four Seasons, but would love some opinions from those who have been.

likeuplifting

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

likesmarthelpful

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

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What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

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Hi guys,

Can anyone help me what will be my take home salary for the following.

And aslo please suggest me some tax saving options?

Thanks for all the support!!

Post Photo
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I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

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Inspired by the post looking for Telugu guys...Any girls in the Tri-State area in their mid 20s?
25 M here...born in the US...if that matters

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If anyone wish to re join IBM, what is the minimum gap one should have to take ?

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What are some company perks that king & spalding give their associates? (I.e. free food, work phone, comped lunches, etc.)

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I will be having salary negotiation with Citiustech healthcare for the role of Sr. Java developer.
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Thank you in advance!

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I require one clarity, if my application is under process in one department for a role and i have applied in another role in different department suitable to my profile in same organisation will they consider the application or not ????
-especially Deloitte
Please guide

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Anybody up in chicago area 34 M here

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Nike guys Nike sent me the offer breakup in email but not the offer letter it's been a week.

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I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

likeuplifting

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What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

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GME and AMC are not doing well today 😂

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I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

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31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

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How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

likefunny

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2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

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Just hit $100k NW today and it’s pretty exciting for me. I was at -$50k (student loans) before graduation in May 2019.
No crazy luck in crypto or investments. Just basic saving, 401k, ESPP and low expenses. Next step is to start investing by myself and taking some risks!!!

TC: $82.5k

Post Photo
likeuplifting

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

likefunny

Wohooo if you kept it for 3 more days you could have made 35k !!!! Wohooo !!!

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likefunny

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

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Will the market continue with its usual bloody day?

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How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

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Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

like

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