thoughts on buying airline stock? delta?

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

What’s your best value SPG redemption experience?

What happens if you have out of the money LEAPS options (January 2022 expiry) in a company that is purchased in an all stock buyout?

I just found out that I am no longer eligible for any of the income driven repayment plans and my monthly federal loan payment is increasing to $1400 a month and will increase on a yearly basis up to $2400. That is my cheapest option. However, if I refinance with a private lender to a lower interest rate, it will be $2k a month for 15 years and I’ll save like $120k in interest over the life of the loan. Has anyone refinanced their fed loans with a private lender? Should I do it?

Traditional IRA gained two cents of interest on post-tax dollars contributed while doing backdoor Roth IRA and waiting for funds to settle, what do I do?

I’m an engineer with industrial and quality engineering experience in automotive manufacturing. Looking to transition to something remote/full time travel or a combination of both. I have 5 years of experience. Open to any field just looking for a change

Would SPG give me a comped bottle of wine at the hotel if I’m only gold status?

Newbie here looking to kickstart my portfolio. In for long term investments. Suggestions? How did you start? How to research? What’s ratio of your portfolio coins/etf/ others ?

Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

Whats the on-site policy at Accenture? How long does one wait after joining at senior level for any on-site travel opportunities?

Hello all,

I’m a recent graduate of masters and currently have 2 offers in my hand.

1) One with CITI Bank with 100k salary and no sign on bonus and as it is in my home town as I stay with my family needs no relocation bonus required.

2) This is with American Airlines in Dallas Fort Worth which offered 100k + 10k bonus + 18k relocation bonus (required)

Which ofer should I consider given I’m a new graduate and this is going to be my first job. Any suggestions will be greatly appreciated.

Can I demand for an US based project with the organization before I join? I will be getting my US L2 Dependent Visa in a few months time. I basically want to work in offshore until that time and then be positioned in the on-site role once I travel. Larsen & Toubro Infotech

How do growth equity funds typically source deals?

I’m 32F living in one of the most expensive non-US cities worldwide. I reevaluated my financial plans and would like to get your thoughts and pointers from the wiser fellow here.
Have a 380k usd net worth, and my financial goals are:
1. Buy a first home
2. Children education to top university (single, no kids now. But i know this is what I want someday)
3. Retirement by 55
I don’t actively invest in this period, but keen to know how others do it & choose the right invsmt vehicle for above goals.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

How much is 2k a month for a house payment? What size loan would I be able to get?

Anyone know if the outdoor delta lounge in ATL international terminal is open?

What are the top tier stocks to buy rn

does anybody have any experience living in co-living spaces? looking there since i may be heading to NYC for grad school (all on loans) and already worried about not meeting a 40x income requirement.

Hi all,

I need genuine advise if anyone has faced this.

How does BGV happen if one of the previous company has shut down & there is no contact with it's HR or any of the previous employees?

Does MNC's like IBM or Wipro revoke the offer in case BGC fails due to above reason?

Does IBM have good onsite opportunities?

Employee Engagement manager

How do you respond to bias or stereotypes from your patients?

Follow up etiquette advice needed (public relations industry) : hey everyone- needed some advice on if it’s appropriate to leverage offers and everything within the PR digital industry. I’m expecting an offer soon with a firm, and I’m in the last stage at another. Is it appropriate to send an email to firm one telling them I’m in final stages with another and asking where I stand to maybe get an offer faster? Any insight would be great!

what's the best lesson working in the retail industry has taught you?

Sent a follow up email today asking for updates a week after my final interview - didn’t get a response right away… obviously I need to be more patient, but how long is too long to wait for a response to your follow up email?

Hi Fishes,
How is the Annual hike in Bristlecone?

Will you date a very handsome guy but with only high school degree?

Does ACN TS&A do any work relating to Product Development/Management/Lifecycle?

Got ghosted by a shitty ad sales bro and now all I can think about are ways to unfairly sabotage him/his company. give me strength to be the better person.

So, Trump can't handle daily pressers without sounding like a complete moron, so he turns to Twitter to complain about Noble prize winning reporters exposing his angry hamberger habits?

New hire manager in Accenture Canada - do we get mobile phones?

Traveling to NYC soon and I wanted to know what restaurants are worth visiting... I feel like I have high standards working in the hospitality business!

I have a modeling test interview for A&M securities coming up. It is for the RX analyst role within their corp fin practice. I know I will have 12 hours to complete the case and it will likely be a 3 statement model. Anyone know of any specific resources I could use to prep? How tough are A&M in their modeling tests?

Anyone playing play-to-earn crypto games? Starting to get into this realm & looking to hear what people are playing. Right now I’m playing DeFi Kingdoms and DeFi Land

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

Traditional IRA gained two cents of interest on post-tax dollars contributed while doing backdoor Roth IRA and waiting for funds to settle, what do I do?

Newbie here looking to kickstart my portfolio. In for long term investments. Suggestions? How did you start? How to research? What’s ratio of your portfolio coins/etf/ others ?

Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

Have been working for 5 years and have always contributed to Roth 401K and have a Roth IRA as well. Currently in the 22% bracket and am thinking about contributing full to pre tax and still have Roth ira. Confused when it’s best to invest in Roth vs post tax for 401K. Thoughts?

Other than the S&P 500 what other safe options do people invest in? Currently, maxing out 401(K).

Looking for advice on what to do with a lot of cash. Wife and I were planning to buy a house and kept a lot of cash in HYSAs (~300k, about 30% of non-real estate net worth).

For various reasons, we’ve decided to postpone buying a house and now I want to put this to better use. I’ve been responsible about maxing 401k, etc.. so now I’m looking for the smartest next move that helps grow but is also relatively stable.

Should I just put it all in VOO? put some in bonds? Put it all on black?

Is a $700K house reasonable? ~$70K down payment. HHI ~$180K-200K. Upstate NY, so high r/e taxes.

Austin fishes.. what’s with this real estate frenzy that’s happening since Jan 2021? Price wars.. 40-50 K over asking... I get the facts..Elon Musk in, Apple in, more disposable $ for investors, Bitcoin and stock market bull runs.. but this real estate madness I see in Austin now.. this is CRAZY!

How do you determine if a stock is a good buy at a given price? Seems like the people that are really good with stocks have a mix of strategy and luck. I have only had luck so far. I would like to incorporate more strategy because I can see myself doing this long term and i’m not going to be so lucky everyday. Any tips?

Did anyone move from nyc to ca in 2020? Both states have been withholding taxes. What happened when you filed? I’ve spent more time in ca but hr block says my nyc taxes will not be refunded.

I just realized I’ll likely have a MAGI of over $124,000 this year and will have to reduce the amount I contribute to my Roth IRA. I don’t know exactly by how much and I’ve already contributed about $1,900 directly through my Roth IRA. Does anyone know if I can still do a backdoor Roth IRA for the remainder of the $6,000? Is there any way to avoid over-contributing to my Roth IRA by the amount I already put in there?

Looking for a friendly discussion here... don’t know if there is a straight forward answer, but why are we allowed to put more in a 401k vs an IRA? They are essentially the same thing (correct me if I’m oversimplifying) with the main difference being 401ks are provided by employers. Do you feel like this could be a contributor to the wealth gap? 401ks are more of the norm at white collar jobs and a lot of companies don’t offer one. Is it fair? Talk to me.

Quick question on Personal Capital — I just downloaded and set up the app. It looks like only 3 months of my Chase credit card transaction history will import to the expenses. Is this right? I can’t see a way to get any more data than that, which is fine, but just wanted to make sure this is normal. Thanks!

24 YO and currently down 70% in my net worth ( currently $10K) due to tanking tech stonks.
It’s making me stressed. Can anyone motivate me that it’s going to be ok