Thoughts on supplementing downpayment from 401K? Will payback ASAP. Anyone done this?

Have you refinanced your student loans lately and which company helped you do it?

Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

Does anyone know about the difference between PepsiCo GBS and India holdings?

Any tax saving ninja technique??

Looking for a good personal finance or similar book to read. Any suggestions?

Investing from last 1 year.. eSOPs worth 1.2 L and SIPs worth 74k.
6k every month in SIP.
IPO: 3, 2 LIC and 1 Wilmar

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

🔮 Looking for some buys with my new found gains in ETH 🔮

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

It’s been a little over two weeks since I interviewed with Microsoft and another tech company is currently preparing an offer for me. I’m planning to mention exactly that detail to the MSFT recruiter to make sure they speed up their decision. Are there do’s Or don’ts about this? Any tips?

Hi All, Have been reached out by a GS recruiter for Software Dev - SRE role.Any leads/help on the process and interviews would be appreciated.

Having an offer Letter from Luxoft India, I'm .Net developer-8 yr experience. I am looking for permanent work from home.
Is Luxoft a good choice for me?
Job security is fine with Luxoft?

Will they call me to the office after some years? Worried too much. Please help...

I am in need of some advice I have a bachelors in healthcare administration. My long term goal would be a CEO of a hospital. I am looking at masters programs and need some advice as what to get my masters in. I could get my masters in healthcare administration but would like to look at something a little different maybe healthcare leadership or something. Anyone have some advice?

Hello Guys,

I have an offer from Cognizant for 29lpa with a JB of 1.75l on top . I am about to get the offers from timesinternet and LTI.


Can someone suggest which will be a better opportunity for me.

Also how much should I ask for to Timesinternet.

Had communicated with LTI for 33lpa fixed.

Does FIS offer onsite! If yes, what are the approvals required?

How hard is Haas to get into?

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

Recently i given a interview in hdfc bank for sales manager Auto loan - but i had intermediate - distance mode ( single sitting ).. they said ur not eligible has per company policy - So did i did some thing wrong in my studies... Is it my mistake.....which is i done 1 yr intermediate. Plz suggest what should I do..... Really I need

Lately I’ve been seriously considering making the transition to product marketing. Current PMMs please weigh in — on average, how many hours do you actively work in a day?

Any reference for Alteryx Developer? I’m advanced certified.

I did it! I got an in-house Paralegal position after years of working and being burned out at different law firms. I was going to leave the legal field all together because I was so burned out and depressed, but I decided to give the field one more chance if I was able to go in-house. Prayerfully, this transition will be a good one.

Hey fishes, What is the salary range offered for senior compliance specialist in Franklin Templeton? My current salary is 5lpa, and asked for 10lpa fixed, but hr was little rude and reluctant and speaking of previous salary etc, etc.

Currently at BNY Mellon with 10 YOE, specifically in Corporate Trust working CLO/CDO’s (first job out of college). I’ve moved around within the bank a few times but I’m just not happy here nor am I where I want to be in terms of comp . I want to pivot into something else but I have no clue what skills I could transfer elsewhere as what we do is so niche. They sucked me in when they said it would be a FA role but we don’t do any modeling, forecasting, etc.. Any advice/suggest/rec’s much apprecia

Good day all!

I am interviewing for a FP&A Manager position in Proserv UK. Could you please disclose the initial salary that I could ask for?

Thank you in advance!

Hello, How many public holidays in MasterCard? Is it same like other banking firms ?

Looking for an accounting job in industry (remote). Any recommendations for someone with a tax background?

Are there actually tax cuts switching from home office in NYC to Hoboken?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Any recommendations on a good water softener system (4 people)?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

How do you find lenders? Should I pick a realtor first?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Is buying fancy condos with high HOA(>$1k) worth it?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What is the most difficult part of buying a home for the first time?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Thinking about using my VA loan in a few years. Any advice?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?