Want to buy a condo for $185k financed by $127k from savings ($32k in unrealized gain) and $58k from 401k loan or LOC at 9% APR with 2-3 years payback. Seller is interested in renting back at $2k/mo for a year. HOA is $730/mo and property taxes will be about $3,800/yr.

Goal is to build wealth, close quickly with low closing fees and, after loan is paid off, build back savings from rental income and W2 income. Not opposed to mortgaging later on if necessary.

What would you do differently? 

Can I save tax by buying second house if first house is already in my name?

Which is your stock pick this week?
Serious answers only!

Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

What are the employee benefits if you join Lilly Bengaluru location.

Hi everyone, new here :D I am looking for a referral for healthcare/pharma/LS consulting in the UK. I can send you my CV via DM. Thank you

For those that work at big4, does maternity leave benefit only kick in if you’ve worked for the firm for at least a year? Or does it apply immediately?

What is your agency’s maternity or paternity leave policy?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

🔮 Looking for some buys with my new found gains in ETH 🔮

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

I have US and Can. HR designations and about 3 yrs in HR in Canada. I'm currently in a process improvement role in healthcare, but really want to work in HR. I live rurally with literally no open HR roles close by. I may have the opportunity to work in a quality lead role with my current employer, but I plan to move back to the states in the next few years and want to stay marketable. I'm searching fervently for remote HR roles that may also offer US experience. I'd appreciate your thoughts!

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

Decided to payoff my mortgage.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Hi Folks. I am a single and planning to move to Seattle. Need some recommendation if 130k is good enough to live comfortably in Seattle.

How would a lean six sigma green belt benefit me in healthcare? I have 8 years management, 20+ customer service, 7 years healthcare experience and BA IN Healthcare Management. I'm looking to obtain the certification in January. Would love some insights. Thanks you in advance!

Copywriters: I’m going on maternity leave and we just posted a role for contract, 5 months. If you’re interested, DM me. You’d be working on products & product marketing. (Austin UA connected Fitness)

Graduating Ph.D. program 2021, received offer from tiny boutique for 140TC+random small boutique benefits. Would be better commute, non metro area closer to home. Waiting to hear back from well known life science boutique (think ZS, Clearview, Putnam). Offer would be for NYC office, would likely relocate.

If offer is given, a) at what $ is this worth and b) is brand everything for first firm out of school?

Also would the life science boutiques reasonably pay more than that?

Salary, location, and specific level (M1, M2, etc.) for a Manager in Tech Assurance/IT Audit?

What’s the pay rate for Full Time for Senior Integrated Producer - 10+ years of experience. Job is with agency and client is in tech.

I have resigned from EY GDS on the e-exit portal a few days back. What are the next steps that I need to do.
Also, when will I get a mail to submit my assets and for any other formalities.

Hello fishes.. Could anyone please tell me What is the experience range of Lead Software engineer G140? I have been offered this role but based on my YOE i think i deserve more but need to know first the experience ranges for this designation

Can someone please tell me...once documents submitted in coforge candidate portal...how many days will take to offer release...HR is not responding to the mails..

Does anyone have a fair idea what the salary range for a Director of Acquisitions in San Diego would be?

Will there be any work from home assistance ? Will it be mentioned in offer letter ?

The US should have 1 year of paid parental leave- agree or disagree?

So, after a year of not so quietly making it known that I wanted to make the transition from the tech side to the business side I have officially been extended an offer to take on a Project Manager internally (coming from a software configurer). The client I have been assigned to has many of our products, however, the specific project I have been assigned to is a problem child and has damaged the companies relationship with the client. Any advice for a new, young PM being shoved into a problem?

Hello! I just started freelancing after 12 years of corporate life with a mix of media strategy, consumer insights and ux research, both agency and brand side. I’d love to connect with other strategists that lean towards the research side of things 😄 or anyone whose team may need some extra hands for project work, parental leave / sabbatical covers, etc. thanks!!

M here. I don’t know what it is genuinely that I’m doing wrong. I get barely matches on dating app; I don’t have the shiny muscles to show off on the apps, a 7 or 8 looks wise, great personality, and can easily to talk to anyone. I don’t know how to take the conversation out of the friendly zone to make a girl realize that I want to be sexual with her. Especially F 🐠s, would love to hear your POV on this as I’m sure you’ve encountered guys like me before. M 🐠s, let me hear your take too.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hello All,
Need referal for my friend for Sales force admin role.
He have done his certification. Currently working in TCS and serving notice period (approx 45 days remaining)
He do not have a offer yet.
Can anyone please refer my friend.
Thanks in Advance.

Who has watched It’s A Sin?

I accept follow requests left & right without following back and without shame. What does this say about me besides that I and, let’s say Beyoncé, are generally very similar?

Any one knows what’s the easiest way to order a radon test for new construction?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Can I get a commercial loan without 25% down?

What's the best city in UK to buy a buy to let property, with best returns?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?