Want to finish my attic. Have $300-400k of equity in my 5br/3ba/2kitchen 2400sqft home in NJ. Advice for home equity loans to finance it?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Hey, I’m thinking of getting a Mazda CX-5 2022. Is it a good car? Is it worth the price? Any problems I’ll run into in the future? Please talk about it! This is my first car and I’m super anxious and need to make a deposit soon! Thanks. Is it expensive to maintain?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

What’s better the S&P or a total stock market index fund?

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Curious: What percent of your income do you give to charity?? 💰💸💰💸

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Im so happy! I just paid off all my debts!

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Thoughts on Veteran status and the ongoing corporate layoffs?

A partner just walked from his office. By passed 4 or 5 people who are generally more knowledgeable on our banking logistics straight to the only black support staff employee to@ask if today is a bank holiday.

This bowl has been quiet and I see partners commenting on odd posts around fishbowl so I figure you need more fodder: partners, did any of you have parents that travelled as much as you do?

What's the location of LTI in Noida or Delhi, are the offices up and running?
What are pros and cons joining LTI
What's the annual hike and performance bonus %

Off topic ---

Has anyone bought nothing phone 1 ? Hows experience ?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Looking for a 1BR in Chelsea/Flatiron/West Village/Union Square. Any recs on buildings? Ideally <$4500

What are some good commuter towns outside the city for first time property buyers? Ideally commute by rail.

Anyone here moved to Edgewater. I am getting a terrific deal and I am very seriously contemplating the move mostly for money saving reason with a lot of upcoming personal expenses. JC has become quite pricey too with no good one bedroom under 3k.
31, engaged, fiancé on west coast law school, I don’t ever go to bars.
Have to go into work perhaps once or twice every 2 weeks only.
Pls DM if you know more. General safety, cleanliness, delivery, Instacart routes etc.

Where would you eat with an out-of-towner for a week?

Is this the main sm bowl, just seems a bit dead compared to Mgr bowl

Tips for writing a good mock PR line to sell an idea? Thanks.

Hi all

We have angular openings in my project TCS HYD

Skillset:- angular 7+, html, css, javascript

DM ME

Thoughts on Roland Berger’s Dubai office?

Speed master? Love it hate it? Looking for a well made chronograph as my next mid tier purchase

Hi WBS (watch bowl savants), I’d like to start a dialogue on how we can effectively use this forum for buying and selling.

Or if you’d prefer we keep this sales free.

When you buy from jomashop does the watch come with original box and papers? What are other some other reputable online dealers?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Has anyone here used New Western to buy real estate deals?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Do you thank your tenants for paying the rent? A quick thank you text?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Any Property Management recs in Seattle area? :(

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?