What am I missing about private lender financing? 30 year term at 4% w/ 3k origination cost. Is there a catch I'm not seeing?

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Does anyone have 120K bonvoy points they’re willing to sell? How much?

Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

My lease has language stating that unless you’re military or dead you can’t get out of your lease. Market rate is $750 higher than what I’m paying now, $1750 vs $2500. Anyone ever had luck pitching “if you let me out of my lease you stand to earn that much more from renting in this more expensive market?”

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

How much are you contributing to your 401k?

My firm doesn’t match my 401k — still worth opting in?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Are we on recession? My portfolio is super down - low cost ETF investor here

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

I’m looking for recommendations for a bench top bandsaw. I’m willing to invest in a nicer one down the line, but right now I want to keep it under $300. I mostly see Powertec, Shop Fox, or Wen. There is a $375 Grizzly I’d consider if it’s way better than the others. Any thoughts?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

How do you work on getting better at concepting & ideation, are there any tips or resources that can help not just creatives but advertising creatives as a whole come up with good ideation & concepts?

Has anyone moved to ireland or visited for a long period of time. A role is opening up there and I have the potential to move. What are some things that I should consider. Currently live in SF, CA

Any CLT,NC businesses looking to hire for a Junior level Full stack developer / Junior Front-End Developer/ Technology Associate /Systems Engineer entry level / IT Support Engineer??

Where are the most opportunities in LS Consulting? I’m looking at moving to NYC but wondering if Boston or SF is a better play. Ideally prefer to be in an in-person/hybrid role.

How is Atos Syntel for a BA role?
How is the work culture, WLB, learning and onsite opportunities?

Hi what should be the CTC for a Director cloud? Any suggestions

Hi everyone,

I have 3 years of experience as a frontend developer(JavaScript/ ReactJs)

I just want to know what's the current salary range of a frontend developer for above mentioned experience in service based and product based companies?

Have you ever not eaten for a really long time but just can’t? I’m tired and hungry but there’s some sort of...wall. I can’t get myself to do it. Not anorexic, I’m chubby, but...anxiety.

Need 11 likes to unlock DM

Thanks 🙏

Anyone aware about wfo policy for expecting mother's?

Ladies and gents, what’s your
Age, Neighborhood
Ideal date age range
1 non-negotiable

Are you looking:
A - to date casually
B - to date casually but open to something serious
C - for something serious
D - other (specify if comfortable)

Hello Friends I am looking for an opportunity in the field of Environmental Regulatory Compliance and Sustainability. Please help.

Anyone hiring in PHX looking to leave BCG and start a new role next year.

Alright everyone — I’ve put out posts about initiating a happy hour for everyone in this bowl. It’s time and I will give it a shot.

Monday 1/14 @ BARO (34W 32nd St.) in Ktown NYC.

Hi ,

Does anybody have an idea on how's the interview for Azure Migration role in Bosch India

Hi Fishes, I am working as a Senior Manager in Sales in an edtech startup in Noida, it was quite a great journey. I have learned a lot, its been 2.4 years i am working here and got promoted twice here.
Now i am looking to switch to an MC to explore new culture, learn new things and work life balance. Looking for a job in Noida or WFH. Please help

Has anybody faced interviews in Antal international??
Can anybody suggest what questions come around for technical discussions?

Curious to learn if any institutes are doing coverage analysis for there clinical trials? If yes, are you utilizing third party or doing it in house? I am considering opening a consultancy with coverage analysis as a service line and would like to scope the market demand for it. Any feedback or suggestions would be appreciated!

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hi - any good books recommendations for getting started on real estate investing?

Do you thank your tenants for paying the rent? A quick thank you text?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors