What are disadvantages of buying treasury bonds over a CD? Want to invest $500k but in 3 month intervals so it’s not tied up. Advantage as I see it is no state tax on the income. Appreciate any pointers in case I’m missing anything.

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Get on Fidelity, etc. look for the local short-term municipal bonds in your state. They’re tax free at the state and federal level.

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Didn’t know this thank you. Info I was looking for.

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What you doing with $500k of Tbills

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Not the end of the world. It’s throwing off 5.5% at least.

I would look towards short term muni bonds to give yourself a tax advantage at the federal and state level. Just double check they are federal and state tax exempt otherwise Tbills would make the most sense but you’ll have to pay federal taxes on it. You’ll have to pay federal and state taxes for the CDs

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Disadvantage? A lot of federal government bonds are tax exempt for state and local taxes so from that standpoint they are better than CDs.

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Corporation > LLC >calculate tax on gain> write off by working with your with your Smart CPA lol.

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CDs are FDIC-insured if treasury bonds being backed by the full faith and credit of the U.S. government doesn’t cut the mustard for you.

If US Treasury debt is no longer default-free, we've all got much bigger problems. With bank CDs, you're trading off some liquidity for a guaranteed yield.

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What are you doing at Deloitte to have 500k disposable income?

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