What are other folks’ student loan breakdown? I have $13k frm undergrad, $17k frm grad school, $121k frm law school for a total balance of $171k bc of interest accruing for so long. I’ll finish paying off my Bach and masters soon, but those law school loans ain’t goin nowhere no time soon smh.

Do you lose money if you have to cancel business trip last minute (night before) due to no fault of your own?

Thoughts on best (preferably free) credit cards? Thinking of opening another. I've only ever had these:

- Uber (used to be 4% cash back on dining; they've since updated this to 5% uber cash. I never use uber so I let this card expire)
- SavorOne from Capital One (unlimited 3% cash back dining & entertainment; 2% groceries)

I mainly spend on dining, groceries, gas, and online purchases (amazon, target). Maybe travel when things calm down but not right now.

🐠

Need your inputs.

I used to work in India and have Investments in EPF accounts. Which are basically tax free gains in India.

I am filing my taxes first time this year in US, do I have to report the gains on the EPF accounts?

And would I be taxed in US for that??

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Curious for everyone’s thoughts on real-estate right now.. my spouse and I are in Denver and trying to buy our first home. To get a halfway decent 3BR home, we have to spend upwards of 500k and still put a little work/investment in to update the home.. I can’t help but feel we should be waiting for 6 more months and seeing if the price drops.. I want to take advantage of the low rates right now, but can’t believe a half million still requires further investment to update the home.

Ok so how do mortgages work in this country? In my country, certain banks you have experience with will give you more flexibility to thank you for your loyalty (e.g flexible terms, better interest, etc). Is it the same here or do I need to shop at every bank?

Was there ever a time you wanted to give up being a real estate agent?

What stocks to buy during a dip? Recently got into investing but always too risk averse to pull the trigger...some recs to start would be much appreciated!

Eric Martel told us how to retire with real estate. How much money/leverage would you think you’d need to invest /how in order to retire within 10 years with $20k net income passively per month?

Any Connecticut Ins companies that will write a coastal property (old saybrook) on pilings? Old saybrook,ct 1mil

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Someone told me Bill Gates was one of the biggest land owners in the US, does anyone have an idea about how much land he owns and where it’s located?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

How do you invest in the Indian stock market do you need some sort of nri demat account?

This is really unfortunate but, so many of us are going to lose our visas. Lives are going to be disrupted. In what ways are you affected? I had just made a down payment for a new house.

Any blog/books/apps to help a novice understand how to start investing her hard-earned money? This business can be rough but we make a decent living and I don’t wanna put all I earn in lurzers archive

How many quotes have you gotten for interest rates and overall costs?

Nice to work here

Been a rough week here and quitting has crossed my mind more than once. What keeps you guys motivated and inspired on the job?

Fish Fam, please suggest a good standing desk under 500$

I was offered a role as a traveling nurse, any advice? Is this a good career move, what is the work-life balance like?

I've worked as a maid for a long time but am tired of driving to everyone's homes, so I'm thinking of trying out a job as a housekeeper in a hotel. Is there anyone out there who has done both jobs and can tell me a bit about the differences? I would appreciate any advice at all.

Please provide 11 likes so that can dm

Dear senior leadership - stop being yes men to clients and consult the folks actually doing the work to see if it’s feasible. *insert loud expletive*

We need to follow up on Dave & Busters Guy

How would you describe the difference between a functional consultant and a technical consultant in the Salesforce space?

I find Recruiting for Strategy much harder than for other departments. Strategists, any tips to connect better via email outreach? What do you want to know or hear that would make you intrigued?

Looking at roles at Build (UK) - what are the interviews like? This is for a principal software engineering role. Pretty confident on the experience, but keen to know what the interviewers will be looking for.

How should a future CM looking for their first job build their resume?

Idea: Hotels should convert a portion of their rooms to a dope office setup and have companies lease the converted offices for employees to use if they need a change of scenery from the wfh life. Thoughts?

How many of you went to an M7 MBA program? Was it worth it?

How do I negotiate a later start date? I have offer in hand and am coming from big law but would really like 8 weeks off between jobs because I am burnout and need time to rest. Is 8 weeks excessive?

Who should do social creative? I believe pairing a community manager / writer with a designer produces the best results and helps eliminate CM burnout. Thoughts?

I forgot to delete some personal data from my office laptop before submitting it on my last working day.

Is there a problem?

Hello fellow members of the Fishbowl community,

I am thrilled to have joined this vibrant and supportive group of professionals. As a new member, I am looking forward to learning from and connecting with others who share my interests and expertise.

I have been in the freelance web development industry for two years and have build a solid foundation of skills and knowledge. However, I know that there is always more to learn, and I am excited to tap into the collective wisdom of this community.

If I want to change practice areas, what is the smartest way to do this? Do I just apply to positions in the relevant practice area and talk about how my skills from my current practice area transfer?

Favorite legal story of 2019?

Help - I am a newly admitted attorney and I just realized I need to complete 10 CLE credits for NY by Apr 19! What happens if I do not complete on time? Where can I take CLE classes?

I don't think I have ever felt so stupid before. My firm recently hired someone who was barred in 2021. I was barred 2019. I took it as I was senior to him and tried to mentor him. Well the joke is on me. Because he worked for the govt for some years before becoming an attorney, they made him a SENIOR associate. He has 0 prior attorney experience. Yet he's a senior. I have no words.

Litigators - what are the most frequent issues or mistakes that non-litigating attys make drafting contracts, structuring deals, advising on regulatory compliance, etc. that would prevent or avoid litigation if fixed or done differently?

There's no feedback loop for the front-end work...

5th year M&A Associate in NYC. Potentially moving to Sacramento for personal reasons. With all the WFH, does anyone think this will be a career killer/lead to my termination? Know there are some good shops in town, but not familiar with the market and trying to expectation set for myself.

What is a CLE you’d actually be interested in?

I have this contract with a marketing agency. I know the guy tried really hard and did his best but in the end he didn't pull through and I can get my money back per the contract.

I don't know if 100% is the right amount as he did work hard but he didn't perform. What's the right thing to do?

Anybody here have experience changing practice areas from patent litigation to technology transactions? If so, experiences, highlights, how you went about the transition, likes/dislikes would all be appreciated

Working to revamp firm’s case assignment process. Staffing attorneys and small firm managers- what process do you use to make sure caseloads are balanced, profitable, and responsive to associate talent and interest? Currently we’re just basically doing a fantasy football snake draft with no consideration to subject matter, size of case, or skill set of associate.

I run a boutique law firm that generally represents large investment advisers F100 clients. Well we sued another large investment adviser and it’s getting some publicity however, I don’t want to be known as a Plantiffs firm. How can we manage that image while sueing a top RIA.

Hi fishes I'm a qualified company secretary and a law graduate, I'm seeking a job in a corporate transactional role. Can work in Mergers and Acquisitions, PE/VC, capital markets, Banking and finance & general corporate.

Location: India

Please if anyone can refer me I'm truly truly desperate and at my wits end. I've been applying and calling high and low but nothing has come my way.

I'm willing to relocate anywhere and I desperately need a job or else I won't be able to survive.

If you had to choose between biglaw healthcare regulatory practice and an in-house digital advertising role, what would you choose? Recognizing opinions could differ but curious how these options should be weighed/what considerations people have.

Anyone work in a different office from the majority of the other attorneys in their practice group (i.e. very infrequent face time)? Any tips for success?