What are some creative finance strategies people use to purchase homes?

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Whats the second source of income for a IT employee ?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

How much percentage of your Salary do you Save/Invest?

What would you do?: trying to maximize points. Have CSR, Amex Gold, Chase freedom unlimited. Will be receiving CORP Amex from new firm. Background:

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

What’s the best site to put your condo on rent other than Kijiji & MLS?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

If I get fired while on OPT without getting my H1-B stamped, is it useless or can it be used in future for some other job?

Looking at how the priority dates are moving for India I believe this October there could be even bigger and jump and lots of folks will be eligible, am I reading this right ?

How hands-on are you in scrum meetings?

I live in NY and make $40k a year as a Copywriter, I have 2.6 years of experience. Pls rip on me and tell me I’m being underpaid, thx fam

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

anyone know who created Palantir's website?

Hi fishes,
Looking for a job change in sales industry, currently working with byjus and having to much toxic environment these days due to layoffs . Kindly recommend .

I hope your hospital has therapy dogs, because my goodness, they bring me as much joy as they bring the patients

I left a little doorstep herb garden out over the winter. Do we think anything will come back or is it dunzo? Basil, cilantro and thyme. My rosemary out there persevered!

I've noticed that the engineers keep their mouths shut whenever they're asked for feedback, but when they're alone, they talk about how much they wish they could change management.

Why is that?

A very subjective question, but what are some start ups that you think will “change the world”?

I was laid off from Deloitte in the 18th. I have an interview with Amazon for a Senior Program Managers Non Technical position with Amazon hiring manager on Monday. Any advice would be much appreciated. I would love to get into Amazon. I hear their interview process is brutal.

What is a good spot in Atl to propose? Any fine dine restaurant or maybe a point with a good city skyline view (except for that PCM rooftop)?

Next week I have two skill interviews w/ Accenture & Bioventus (both Workday positions) . Any advice / recommendations on preparation for the questions (and answers) they may ask?

I graduated in May of 22. I transitioned from being an intern to being a full time counselor, now for 6 months. I feel like I might be catching my agency at a tough time, but as an employee it doesn’t seem to be trying anything to keep me here besides the occasional ‘motivational’ posts from the administrative team. I felt like I was lowballed during my offer, and my negotiation salary was denied since this is technically my first “professional” job. Pt 2 in comments:

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Any Property Management recs in Seattle area? :(

Do you thank your tenants for paying the rent? A quick thank you text?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

What's the best city in UK to buy a buy to let property, with best returns?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.