What are some problems/inconveniences that you can actually pay to go away, with enough money?

To those who consistently invest in Bitcoin or other crypto, why? Genuinely curious into why you’re long term bullish about it. Debating adding it to my list of regular investments but can’t mentally justify it yet.

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

What is EYs 401k match? I am going to interview and found lots of benefits info online but could not find match or best. Thank you.

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Do you have a prenup? What does it involve?

Have 350k in cash, have unfortunately been super conservative or rather I would say silly holding money in the bank all this while. What would be a reasonable strategy to invest this money?

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Is this the official Amex Fishbowl?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Any tax saving ninja technique??

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Why do firms not use vested stock options as incentive in earlier stages of career?

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.

BPO T&S Operations Associate - Can someone tell me what does T&S stands for?

Hi all,
How much time will they take for background verification in Barclays.
Can anyone tell.

Any Digital Marketing openings for freshers?

Hey everyone! Welcome to the bowl! :) Please circulate our link on other bowls!

Anyone recently interviewed fasal? Its a agritech start up based in bengaluru?@fasal

Wondering what the comp is for SC’s & M’s at Canadian firms? All these American numbers are making me feel very underpaid...

I have my first solo hearing in front of opposing counsel and the Judge, were asking for a fee multiplier on a contingency case. This is in Florida BTW. Any tips or advice for my first hearing will be greatly appreciated.

Hi Fishes,

l interviewed for Deloitte (India not USI) in January, and accepted an offer letter with DOJ of 25th April, later HR asked me to join on 11th April for which I agreed. Now I haven't received the revised offer letter or any links other than BGV and Pre-Hire form from Deloitte and now the HR is not even picking my calls or responding to emails.
Any advice on what to do?

I just started a new job, they are asking me to lead training. I have no experience in the subject matter. Why me?

Offer included temporary housing and moving expense reimbursement…it’s been a month since I began working and 2 months since I started moving but still no reimbursement…should I escalate this? How long is too long?

What are everyone's thoughts on executive MBA vs. traditional MBA? I'm currently pursuing a traditional MBA but sometimes I wonder what could've been 😅

Does anyone here work at Globaldata? What’s your role? How much do you make? And how was the interview process?

My Creative Directors, who are strong copywriters, are really struggling to collaborate with Art Directors. Are there programs or classes that teach creative collaboration and the creative process?

Our annual reviews are approaching & one of my direct reports has been with us for almost six years w/ little growth. My reco was to let him go & find a stronger, hungrier & more motivated designer at the same level. However, my boss instead wants us to promote him in hopes that will spark some motivation. I am not behind this decision & have voiced my multitude of concerns in promoting an employee who doesn't deserve it. HR is behind the decision! Thoughts on promoting an undeserving report?

Is it fair to say once you’re an LS consultant you can always fall back to a tier 2,3 firm? For context I’m looking to go from consulting to a hospital implementation role.

What could be the salary range for a Senior Product Specialist in GPI?

Also, how is the culture and work life balance?

(I know recent trends show that work life balance should not be considered, but I am one of those people who cares about it!)

How do people stick with this thankless gig...awful

Hi friends,

I got offer from a product based firm which offered me 24+2(variable) and joining date is on Monday. They have even sent me the laptop and welcome kit. But today I got one more offer from capgemini offering 30lpa. What should I do?

Anyone invest in franchises and in particular has anyone used a company called FranChoice to help you match w a franchise?

With the CDC releasing new mandates, What are partners seeing from clients? Are they asking for full return to the office? I definitely want to keep staying wfh and not commuting :/

PPMDs, if an employee comes to you and ask for support to join a different group within the firm and the employees ends up not getting the other role, do you typically treat them differently after (e.g., not staffing them on as many deals) / would you hold them back from promotion the following year?

What is KPMG's parental leave policy for partners versus employees (MDs and below)? Trying to plan life and figure out if it makes a difference to have a child before or after one makes partner in terms of parental leave benefits. Thanks!

Partners- At what point in your career did you feel like you had financially “made it”?

How do you identify potentials in people?

Does the concept of local and high value role exist is Deloitte, Accenture or PWC?... been consulting for 13 yrs

For the Partners and really anyone in a leadership position: how do you motivate your people to take initiative? i.e. inferring next steps and taking action without waiting to be explicitly told to

Negotiating an offer with MBB. How should I negotiate for unvested RSUs? I have about $400K with a vesting schedule over the next 3.5 years. Thank you!

Partners,

My firm is immature in guiding development planning. I have energy to accelerate to the next level of responsibility.

What evidence distinguishes an analyst as ready for the next level?

Partners, need some career advice. I'm in a niche BU at a big 4 focusing on risk related to certain cutting edge innovations in my industry (intentionally being vague). I'm being heavily recruited by a competitor firm to jump. I have just over 6 YOE, looking to promote in a little over a year (which would still be early at my current firm). To clarify, I'm not looking to leave, but will never say never. Firm looking to poach talks big game RE comp (potential to double my high 100s salary). Cont.

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Partners - do recruiters/headhunters ever reach out to you? What types of roles/levels do they reach out for?

When you independently search for other opportunities (if you do), what types of roles do you look for?

What is base pay range for L5 at Accenture?

Big4 Advisory Partners/Principals - how much do you make in your 1st - 4th year as a partner/principal?
Trying to make a decision whether its worth continuing.

Big 4 Partners, what is your take on mental health breaks? If an employee in your team takes a mental health leave would they be looked at unfavourably/ would someone’s candidature be shelved if they say they’re returning from a mental health break and looking for a job at your firm?

I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

Dear Partners-
Have any of you switched firms to make P? Worth it? Tips? Have always planned to make at my firm, but my firm isn’t keeping up their end of the deal, so I’m job hunting....

Partners, what's been the impact to ongoing sales conversations? Do you think we're all screwed for the year?

Partners/MD's - Would you be willing to consider/refer profile of an experienced consulting professional with expertise in strategy, transformation, change & ops excellence. Built change consulting practice for B2B SaaS product & had worked with F500 clients. YOE : 10+, India.