What best mortgage rates are folks able to get ? If you got a super competitive rate, could you also share your lender name and contact ?

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2.875 /30 yr -0- points -0- closing. Through correspondent broker who will sell it to the bank that is trying to get you to sign for 3.125 and charge you fees... :-) DM me and I’ll get you info. Going through my underwriting right now.

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2.75

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UWM - Im locked at 2.75 with no points and no origination fees for a 30 year refi

Was quoted 2.67 on a 30 year fixed rate, no points. Local bank

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Wow which one ?

Local bank. 2.5% on a 15y. That was about 2 months ago. No points

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2.75 for 30 year fixed

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I use aimloan

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20 year 3% lenderfi. Better also had similar rates.

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Costco is great for Refis, they aren’t the lender but they cap the fees $350 if you have executive. We are currently doing a 2.875% 30 year. No points. I think $1800 in closing costs. It ended up being through North American savings bank.

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10 yr 2.85 fixed, avg closing costs rolled in - got last month.
Just know it might take over a month for underwriting since so many are refinancing this season.

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What would be the comparable rate if you minus the closing cost ?

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We just got 3.125

Terms?

2.875% with a local lender on a 30 year. No points, about 3k in fees (appraisal, title, origination etc.)

I’m in MD, so high cost of living. Refi loan a little under 300k. I feel like I got a great deal.

I am closing on a refi tomorrow for our place in Brooklyn. Started the process in April. Locked into 2.875% 30 year. About 13k in closing costs of which $4500 are prepays. We used loan depot. Rates are better now than they were when we started the process We chose not to lock the rate until a couple of weeks ago when we knew we were getting close to finishing up the process

What down payment and purchase price ?

I got 20 year, 2.85%, no points, about $6k in closing

Those of you who have refi’d: would I need to have a job to qualify to refi? I have off the charts amazing credit but got laid off in may and still looking. I’d like to take advantage of these rates but not sure if a bank would consider it.

It would be very tough to get approved and through underwriting unfortunately. Sorry about being laid off.

2.875% - 30-year - Refi - approx. $3,500 fees and costs (including title, origination, and appraisal) - Northern VA - No points

2.375% 15 year fixed refi. Aimloan.com

Have the rates gone up?! The lowest I’m seeing is 3.7% APR. 806 credit. 45% refinanced. High-income. Zero debt beyond this mortgage. So confused

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