What do we think about extended rate locks for new construction builds? I see a few lenders offer 9+ month extended rate locks for a fee and wondering if it's worth it with current rates?

Best resources/books on getting personal finance in order?

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

My boss won’t stop sexually harassing me. Verbally, email, texts - 400+. He even set up his office with a display of sex toys and edibles condiments to show me that he planned to give me oral sex. All started 3 weeks into the job. I moved my family cross country for this job and just bought a house. He promises me none of his requests or my responses will affect my job and is just begging now to be friends with me. Tell me what would you do if you were me.

For smaller firms without published policies, how do you figure out in an interview what would be their attitudes toward LGBT employees? Aside from legal protection.

What is the salary range for senior tax analyst in ey

How did you switched to SDET. How much ds algo you prepared.

My ex employer did not give me my Pf account information and I want to take action on HR team. Please suggest. They even man handled me for asking basic info

What to expect when you are joining JP after Christmas 😅?

What is the most effective way to handle reputation management online? I've been hired by a company that doesn't have the best track record but they are rebranding themselves in a big way

Any dads out here? Wife is 20 weeks pregnant with our first and want to connect and know from fellow dads on how are they coping. How are you helping your partner? Feel I am not doing enough. Except for getting ready with the finances.

Pregnant moms, feel free to provide suggestions on what your partner is doing which you really appreciate. I got the foot massage part covered. 😉

Hello, first post here. Outside sales, merchant services/card processing. I’m primarily a welder but I work 4 10-hour shifts typically then I try sales the last three days. I’ve done it long enough to where I’m confident and comfortable going to new businesses, establishing some rapport with business owners. But it seems like a lot of businesses see this as a waste of time, even adding services and cutting costs. I guess either I’m looking for advice or considering not doing this anymore.

Is anyone going Mindspace, Hyderabad office? Need help in collecting the ID badge.

Just got the permit approval for 3 nights of camping in the Grand Canyon for the end of May! Going to do rim-to-rim hike. Any tips or recommendations? Thanks!

I have a huge crush on my mentor which is why I started this bowl. Curious if anyone else has had any experience with this?.. I’m a young female and he’s about 10 years older.

My partner is unstable, refuses to take their meds. Regularly snaps and lashes out at me. Im leaving and I feel compelled to tell HR for my replacement’s sake. Am I out of line?

Worst part about being unemployed is the pity face everyone makes when you tell them. If I hear one more "don't worry you'll find something soon" I'm going to scream. Trying to be helpful is one thing but pitying me helps no one and makes me uncomfortable.

Hello Everyone!
Hope you all are doing great.
Can you please guide me how to prepare for @Google's interview?
Role: Administrative Business Partner

I got dotnet lead oppertunity in luxoft banglore as remote from chennai,
Is luxoft has job safety? Anyone work there here?

About to begin the recruitment process for BCG and am coming in from EY where I’m currently a manager. I have pretty good work life balance: 8 am to 7 pm and on fridays, I can sign off at 3 pm. People are great at EY but I know the work could be more interesting at BCG and also greater pay. Currently making $150k. Should I just stay put? What are the big draws of moving to BCG? I hear it’s crazy hours too…

Any recommendations on a good water softener system (4 people)?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

How much is 2k a month for a house payment? What size loan would I be able to get?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Is buying fancy condos with high HOA(>$1k) worth it?

Thinking about using my VA loan in a few years. Any advice?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.