What does everyone predict for interest rates this year? I think they will slowly start to go down a few points here and there until they hit about 5.5% mid-year.

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It's likely they are coming down. The fed already indicated rate cuts this year. Not sure what that will look like yet though. One thing we can say is they shouldn't be going up.

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Glad they are not going up! Don’t think I can handle anymore increases

Lower your expectations. A solid 6% mid year isn’t even happening.

What makes you say that?

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Hi ,
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The wife, baby and I are moving to Greenville SC in the spring.

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Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

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Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

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Does anyone here have a Tesla? Should I do it???...

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You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

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My fiancé and I both have the CSR card and Freedom Unlimited combo and love them. We are thinking of adding another card and we were considering the Amex Platinum (to diversity transfer partners) or likely a United card for lounge access since we live in Chicago.

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What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

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Whats’s the ideal CV length for UK mid-level roles (4-5 YoE) to engage recruiters?

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Hi all - considering making the move from NY to Singapore biglaw (cap markets/M&A) in the next couple of years. Would love to hear a little bit about lifestyle and work culture at various offices in SG (bonus points for corporate practice). Over here, you always here generalizations about Asian offices being sweatshops but not much firsthand experience. Thanks in advance!

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Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

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From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

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𝗕𝗼𝘁-𝗯𝗮𝘀𝗲𝗱 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗙𝗮𝗰𝘁𝗼𝗿𝘀 𝗕𝗹𝗼𝗴𝘀 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗰𝗵𝗮𝗻𝗻𝗲𝗹!

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#SuccessFactors #Blogs #Learning #SAP

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Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

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I started a full time in-house design job that pays extremely well. I barely have to work at all. This makes me very confused since I kept hearing stories of people working 60+ hr weeks as designers at ad agencies. I am not complaining, but I have this creeping irrational feeling that I’ll get fired for not working even though there’s nothing for me to do. Should i be making up projects or asking for more work? Or just chill out? I just feel very confused. Are a lot of full time jobs like this?

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When emailing someone for an interview for the first time do you address them by Mr/Mrs last name or by their first name?

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Additional Posts in Student Loans

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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If you could go back in time what would you tell yourself before taking out student loans?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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Damn LIBOR rate up again...

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Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

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SOFI or who else?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

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