What funds do you choose in 401K? I selected only the Vanguard Target Retirement and don't know if the portfolio is diversified enough. Thanks Fish Fam!

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I like to spread across Vanguard Value, Growth, and Blue Chip/Large Cap in addition to the Target Retirement

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Target portfolio fine
Expenses pretty low
Pick later date fund the younger you are

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60% - S&P 500
40% - International stock

I target funds with lowest expense ratios. These have 0.01% and 0.02% net expense ratios.

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What firm you at?

A target retirement fund is plenty diversified. If you don't think it's diversified, take a closer look at what it's composed of.

A Vanguard target retirement will include the global stock market and the global bong market. As I said, it's diversified.

Bond. Not bong. 😬

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