What is the best way to save for a house down payment and for travel. I'm 25 yo making 77.5K and have a $9K emergency fund. $9K in Accenture stocks and around $2K in checkings.I'm also putting 15% ctd

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Wouldn’t park money for house in the stock market, too volatile. Park it in a good old savings account or CD. Budget your monthly income, see where you can cut expenses and make a point to put a certain amount in each goal each month, don’t just see what you have left at end of the month

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To counter this I think it’s good to have a split (50% in stocks and 50% in a cd or high yield savings) ONLY IF you have a 1-2 year minimum before you start actively looking. No sense in missing out potentially two years of a bull market if you aren’t actively looking yet.

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I am 25 and paying two mortgages right now (make ~200k). For down payment, I put them in saving for a few month and use it

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Gosh help me I know little to nothing abt true saving

Into my roth 401K. I just need to know where to park my money for these 2 goals (house & travel). Is investing in SP index fund a good idea for my house down payment? What about money for traveling?

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Don't know if this matters but I have around 10K in my 401k. Thanks in advance for your suggestions!

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Every wk we see posts like this 3-4x. Is the intent to validate yourself or humble brag? Is this really necessary?

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Ok we’re being a bit too mean to M1 now.

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If time horizon:
<2 years - HY savings
2-5 years - CD tree
>5 years - maybe, maybe consider capital preservation index funds

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Buy Bitcoin; borrow against it at 50% ltv to pay your down payment. When it’s $50 k in a year pay your house off.

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