What is the best way to use PTO if it isn’t unlimited? Maybe I am doing it wrong because I am trying to get the highest severance package possible if I am let go but I realize my days are capped and I could use that time…

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My favorite trick is "the weekend sandwich." I will take a Friday and the next Monday off. This gives me four days. This is especially beautiful if a paid holiday falls on a Monday. Then I take the Tuesday after the holiday off, and now I have five days for a mini-vacation for the price of two PTO days. If you can beat everyone else to the point, take PTO on one or both sides of other paid holidays to extend the break. Remember, do not save for tomorrow what you can use today. Okay, that is a terrible life lesson, but I'm a grasshopper, not an ant.

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