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How much I can expect in hand.

Hi guys,
I have experience of 5 yrs in sap mm functional area.my current salary is 9.5 lpa at Capgemini.What can I expect from PWC.Currently I have offer of 18.75 where 15.5 is fixed(I don't want to join this company).
My pwc hr told max ther can give 15 fixed.Should I take pwc offer of 15 fixed?
Should I take a title bump without a $ bump?
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Does Natwest bank pay as competitive as Morgan Stanley Deutsche Bank. I mean Associate in MS and DB ranges from 20 to 30 lakh. However when I tried applying to Natwest expecting 40% hike (30 lpa) on current pay of 21 lakh. They straightway rejected me and said its not in their budget. Is there any financial firm which can pay as competitive to Mumbai banks. Barclays Deutsche Bank Natwest group BlackRock
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Vanguard will be very different than the others
Why does Vanguard pay lower?