What’s one thing about benefits you know now you wish you knew when you started?

I wish I out more into my Roth earlier in my career.

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Don't waste time, energy, sweat and tears thinking about what you should've done. That ship has sailed. Truth is, most likely you made decisions on retirement contributions at a time when your earnings were lower and your expenses higher -- starting a family, buying a house, raising children, etc. The next phase includes paying for kids' colleges and other mid-life expenses. In short, you did what you did because that's what you had to do to make ends meet and to meet all of your non-work responsibilities. To the younger Fishbowl members, contribute as much as you can to your retirement fund, prioritize health benefits and life insurance benefits, and take advantage of any tuition-assistance, professional development and certification benefits your company may offer. The most important thing is to take care of yourself and your loved ones NOW. Now is all we have. Yesterday is gone and tomorrow may never arrive.

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Great words of encouragement!

Bare minimum getting whatever the company matches for 401k. When I think back of all the money I basically lost out on because I just didn’t consider it! I look at company benefits now as part of my pay and make use of them to the fullest. Would have been nice to always do that, I know a lot better now!

Honestly, I wish I had a better understanding of how retirement packages worked and how important it was to max out my contributions, especially when my employer was matching my contribution. I was always more focused on getting a larger paycheck and now I don’t have a retirement to speak of

I tried to max out an independent Roth IRA when my company didn’t offer one. So glad I did before my salary grew to the point that I couldn’t. Now my company offers a Roth option which I’m trying to slowly move more of my contribution into as I get raises.

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My firm doesn’t match my 401k — still worth opting in?

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Hey guys,

is it safe to move to healthcare organization which is established in India only 2 years ago, but in US it was established around 160+ years ago, keeping in mind on recession and job security?

Please help me on this!!!


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I almost got out of Pharma... A CD from a Consumer agency doing solid work reached out, and I was so excited thinking I could finally do the kind of work I love. Then they told me they will fill the position with a current employee. I played it cool, but I can’t deny I felt frustrated. I don’t wanna do healthcare, but it seems like it’s the only thing available in NYC nowadays. I also don’t have many connections in this city. So, IF you need an ACD/Art (full-time or FL-to-perm), let’s chat! 🙌🏻

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I am a Business Transformation consultant, having worked for Asset & Wealth Managers, Investment Bank, Boutique, Government Pension Fund, Family Office as part of my current role with a small consulting firm.

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Hello all, I am a healthcare professional, working in learning and development team, in a firm working for US healthcare Providers. I would like to get into Compliance roles. Is there any course/certifications that i can do, so i can work in healthcare compliance.
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How do you deal with 401k in the US? Can you withdraw without penalty?

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Hey guys,

is it safe to move to healthcare organization which is established in India only 2 years ago, but in US it was established around 160+ years ago, keeping in mind on recession and job security?

Please help me on this!!!


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Should I accept ans retain in the same company??
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Bain & Company PPO health insurance only! Post your firm's biweekly premium (employee deduction) and whether it's employee, employee+spouse or employee+family.

Deloitte Accenture EY PwC Boston Consulting Group McKinsey & Company Bain & Company KPMG

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