What's the rationale for having a savings account these days?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Airbnb is going to go public pretty soon. Are you going to pick up this stock?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Any advice on how to invest my cash? Do people buy indexes, do they just contribute as much as they can to their Roth, etc?

I’ve been saving up for a house downpayment and it’s not gonna happen for awhile. So what should I do with $15k cash? Park it in indexes on Robinhood on the next crash? What do people do?

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hey friends, I've been in sales for over ten years in retail/ hospitality.

I'm focusing my efforts to make a switch into tech sales and id like to work for AWS.

I completed a tech sales bootcamp and have purchased a couple books on sales methodology, more so enhancing sales + active listening skills.

If anybody would be willing to chat! I'd love more insight on roles Within AWS tech sales.

Care for a quick dm chat?

Anyone switched from big 4 tech consulting to big five banks? Would love to know which role you applied for and how, plus how’s the culture and WLB?

For an MBA graduate of 2018 batch (new IIM), is 25 lpa current CTC decent or is he underpaid?
2 years of pre mba work ex as well.

Hi guys, can anyone help me with the hierarchy structure followed at KGS? I have total of 6+ years of work experience. Will I be able to pitch in for Manager?

What happens if you don’t join due to better package from other big 4 after excepting the offer

How much is the shift allowance for US or UK shift????

Graduated in 2020, wanted to be a graphic designer, took a job at a startup in a social media role. The boss called me the "r" word for not handling entire 13-ish accounts roster well by myself. I quit. Found a role as social media specialist. Realized (again) that I hate social media. Moved to in-house mktg manager, only to be a glorified graphic designer / someone to call the city to cut down trees. I job hopped too much, I feel my portfolio is empty. How do I restart again? I feel defeated.

Hi folks- wanted to know how’s Walmart account in Coforge., I recently got an offer and said would be given Chennai Walmart. Please advise, any feedback would help- thank you

Ritz or JW in Cancun?

Hey folks. I’m looking to begin a small consulting gig. A NPO approached me for some work, and I’m not sure if I should open a company and invoice them? What other alternatives do I have?

Hello Public,

I'm form Mumbai, first time going to visit chennai for 3 days. Kindly suggest places to visit | local food places | recommendations

Thanks in advance - Abhari ahe 🙏🏼

Planning to be in town for work. I want to visit lake Travis, 360 bridge and Barton springs. Will I be able to get an Uber from those spots? Open to general suggestions too! Don’t worry it’s just a temporary visit 😏

Saw this in another bowl so thought I’d do one here 😅
What was your approximate pay from graduating college up until now?

2020: $48k
2021: $50k
2022: $53k + 5% bonus

I am SCM analyst. Covid seems to have impacted the SCM industry a lot. Share if you’re comfortable and give a little background of your career journey / advice if you’ve been in the industry for 5+ years

I recently joined Accenture(lvl 12). I am 2 months in a support project now. How do I get good and get my work noticed?

Best NY companies for healthcare PR? Looking for insights based on culture/work-life balance as well as salary.

I have joined recently, can someone share view on job security

Whenever I am trying to apply for job from TCS i begin portal it gives an error like
'You cannot Apply against other jobs as you are a Placement Agency Referred candidate '

how can I fix this?


PLEASE HELP 🙏🙏🙏🙏🙏

I’ve been working at a rather prestigious midsized firm in a big city for almost a year and a half now. I have been having a lot of trouble picking up work from senior partners. We are required to bill at least 150 hours per month to meet our requirement. My months are typically only 110-130 hours. It seems like the senior partners already have their “go to” associate for things. Does anyone have any suggestions on how i can increase my workload? I reach out for work pretty much weekly.

What’s the salary/total comp like for PWC Cloud Manager/Senior Manager level?

Anybody else taking midday/2pm naps?!? Not going to lie, those power naps are game changers!!!

I finally have an extra room to set up a home office. I’m looking at motorized standing desk, but there are so many options out there that it is overwhelming. What’s your recommendation for an L-shaped desk?

Any advice on how to invest my cash? Do people buy indexes, do they just contribute as much as they can to their Roth, etc?

I’ve been saving up for a house downpayment and it’s not gonna happen for awhile. So what should I do with $15k cash? Park it in indexes on Robinhood on the next crash? What do people do?

Can someone help with the base salary range for a 6+ years experienced finance professional with FRM and CFA certifications in Big 6 firms in Advisory practice?

Also, what should be the expectations for joining bonus during the current times?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Thoughts on calendar being double booked? What are the etiquettes to be followed. Often people double book and it feels like “ my meeting is more important that whatever you have booked time for in yours”. If both meetings are same urgency/importance - what’s the best approach ? What are the expectations of leadership - to throw everything away and jump on to calls based on seniority ?

Anyone at BCG Digital Ventures? Would love to learn more about the practice

CAIA vs CFA?

I find myself struggling the explain things with the same eloquence as my colleagues. How can I improve my consulting speak? Any recommended books?

Any book recommendations on handling office politics?

Hey 🐟 fam. I’m starting a new gig next week that’s 90% WFH. I’d love some recommendations on a second monitor. Nothing crazy pricy, but something that’ll work well with my MacBook Pro. Thanks y’all.

Justifying the Sheraton's painful bed to yourself because the Four Seasons don't recognize your loyalty

Assuming this causes a recession like in 2008, and many people get laid off, how long to take to find another similar paying job? I’m currently a strat manager in FS. Scared for job.

Smart to look for a new job with a “recession” looming? Wanted to leave by end of the year, but nervous I’d be the first laid off at a new spot

So I’m in industry from big 4, and a colleague with same yoe comes from MBB. High paying tech firm. I think I work harder and produce quality content at speed, but they can hold executive conversations that tend to impress senior stakeholders.

Big 4 produces work horses and MBB produces leaders. Also they could be a work horse too since I don’t have full visibility.

Anyone have similar experiences or do I just suck at executive stakeholder management?

What are the top consulting firms in the retail/CPG space?

Please join the websex link provided below🤦🏻‍♂️😅😂