Any advice on how to invest my cash? Do people buy indexes, do they just contribute as much as they can to their Roth, etc?

I’ve been saving up for a house downpayment and it’s not gonna happen for awhile. So what should I do with $15k cash? Park it in indexes on Robinhood on the next crash? What do people do?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Best resources/books on getting personal finance in order?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

What are all the ways to save income tax?
CTC 9.8L

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Guys ..
When will final settlement take place? What will be the components of it?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Anyone received MSI letter.

Honest thoughts/opinions about 22squared in Atlanta? Is their money where their mouth is, or are they all (over-)hype?

What are some smaller production companies making great work these days? Not so much the big multi-director lead commercial prodco’s but the creative upstarts? Who ya a fan of?

Hi everyone, have a noob question here. When did you share the pregnancy news with your employer? Not sure when it’s optimal to do that. :)

Accepted offer to join F500. Start in 2 weeks. Dream FAANG role reached out for interview. How do I handle this? They do not know I accepted industry offer. If I get through process and FAANG role makes me an offer they will see I have been at a new job (that I didn’t disclose) for a ~month in the background check, will this hurt me? How do I handle this..

How long is the current wait time for H4-EAD? My company attorneys are filing my wife's EAD on her behalf but they are saying she would not be able to travel outside US as it will update her i-94 records and it may reault in denial. Is that true?

Best pet insurance for a puppy?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

What is the salary range for Sr. BA/Product Owner with secret clearance and 10+yr experience in Ottawa, ON.
Contract or full-time

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

How are experienced hires vs recent grads treated at top consulting firms? I understand that each branch of each firm will be different from the other and it depends on the leadership. But have there been any uniform truths that people have noticed?

Are there any internships for recent graduates? If so can someone point me in the right direction? I just graduated with a bachelors in business administration with a concentration in social media marketing.

Do you have a mentor? I’m in the autumn of my career and I’ve had a  modicum of success in production and it’s time to give back.

Anyone here diagnosed with gum disease (periodontitis)?? What’re you doing to improve your gum & general oral health? Any recs for toothpaste / mouth wash? Thank you!

Anyone worried about LTC? Shoulda sold at 47...

So anyone Opting In??

These “Financial gurus” on Bloomberg, MSN, FOX money etc just puss me off every time they open their mouth to bash cryptos. 2 days later they are always wrong... they should just STFU and realize...

Anyone has experience in investing through Angellist?

What are the best Sales books y’all read?

How long does it normally take before bonvoy nights post on the account? Lately it’s been like 2 weeks…

Any audio book recommendations to listen to when backpacking / vacationing?

Any Slalom fish in NYC doing strategy(ish) work care to chat with me?

Any really impactful books that have helped you career-wise? Not necessarily consulting focused. In need of guidance and a new book so figured I'd kill two birds with one stone or whatever.

What are the best consulting firms in Europe to do AI strategy work in public sector? I have Canadian experience and I’m looking to move geographies.

Hello folks, recently moved to industry from consulting. In my previous company, we had teams who formatted PowerPoint presentations. Suggested the same to my manager in my new job and he is keen to explore an outsourced model. Are there any companies who do this - creating, formatting, polishing PowerPoint presentations? Suggestions welcome.

To those starting the year on the beach: office or home office ...or actual beach?

Hey all I am in the process of quitting Deloitte to move to salesforce in a month. Anything I must keep in mind while leaving ? Like using up subsidies and benefits before the year ends?

Book recommendations on leadership, career development, etc?

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

I like consulting but the multiple project workload sucks. I have 5 active projects and I’m barely scraping by on each one. I’m just surviving week by week. I could do such an amazing job on these projects if I had 2-3 instead. Sucks

Is getting the FRM (Financial Risk Manager) Certification worth it? I could see it opening many doors but should I just shoot for my MBA instead? Have about 3 YOE

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Not thrilled about having to fly United for this engagement. No status on any airline- any ACN promotions going on right now?

Anyone ever lost their passport? I lost mine in transit. I am abroad and entered new country. When I got to the counter to show my passport for entry I couldn't find it anywhere. I am currently sitting and waiting as they are deliberating . Any advice would be great.

Best resources/books on getting personal finance in order?