What's the worst financial advice you've been told?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

The Mrs and I will be moving up to the Bay Area within the next year. Realistically how much should we be earning in order to afford a home out there? Everything we see listed that is even remotely close to what we’d want is $1.2-$1.3M and can’t fathom having a mortgage that high.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Hey 🐠, I’m looking to purchase my first rental property in Charlotte, NC at the end of this quarter. I’ve been thinking about it for the last two years and finally am ready to bite. I have $25k in cash saved up. Any resources you all can point me to so I do this right? No one in my family owns property so i am the first to embark upon this wealth building journey. Any advice will be greatly appreciated.

How do you get appointments with plan sponsors? They are hard to get in contact with and then 401(k) seems so low on their priority list or they "are happy with" (don't know about) their plan.

What all investments can be done to save TDS deductions?

Guys ..
When will final settlement take place? What will be the components of it?

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Looking to buy a CPO 2018 Macan S that has about 22k miles on it. The carfax notes there has been two owners on the car, well maintained and no accidents. Should I be concerned with the two owners for such low mileage? Also any thoughts on car it self?

At what point do you start paying taxes on your side hustle?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Is QEF inclusion dividend or not? Sometimes, I see QEF inclusion reported on Line 11i and sometimes on Line 6a. I think we can rely on Sec. 1293(c) but I think it’s not foolproof. My hunch is since QEF regime is tailored to treat the PFIC similar to domestic mutual funds, we should not treat the QEF inclusion as dividends. Any help is appreciated.

Thoughts on buying Emerging Markets ETFs now, especially one overweight on China.

Why does fractional real estate have such a bad reputation? For context, have about 2 million saved plus house worth another million. Early 40’s. Generally follow FIRE, but being cooped up for covid has been tough, and wanna buy a fractional out west at Jackson Hole, where I’d love to go skiing every year....so I have something to look forward to. Would cost about 50k for access to 1 week in winter and 1 week in summer. Plus HOA fees of 5k/year. Thoughts? Watchouts?

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

Thinking about using my VA loan in a few years. Any advice?

Cross-posting: Im trying to flip a new build - long story, but have had certain circumstances come up and can't keep the home - but I'm now competing with the builder because they have homes still being built in the neighborhood (there is nothing against me selling it). They have started offering added incentives and low balling due to market conditions. What do I have and what can I do to sell mine? Or should I give up and just rent it out and wait? Any advice appreciated.

First time landlord, tenants paid rent for the first time since moving in (as in not first month/security deposit) and they paid on time! Feels so good! Looking forward to buying SFH number 2 in a year or so

What does meta offer for tuition reimbursement?

A day after I sent my signed offer to an agency and putting my two week notice to my current agency, I just received an interview request from my dream tech company ever that will allow me to get out of advertising. Should I still take the interview? And what can I say if I want to keep in touch?

YOE: 11.5 Tech: QA Automation with Selenium-Java, BDD, API automation, Mobile Automation - Perfecto cloud, Appium. All the 11 years I am with automation only. Is it possible for me to learn new technology and switch. Recently acquired AWS cloud practitioner certification which is of no use to me now as they are asking for exp. I wanted to move to devops role. But without experience no one is giving opportunity and they are considering my profile as QA only 😒

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Other than Airbnb, what is the best way to find month to month rental options?

Oldest person you’ve seen that was successful in an analyst/associate program (no MBA)?

Late stage analyst 1 at a mid-market heavy TMT focused M&A boutique in London. Keen to increase exit opps and realise it may be worth trying to lateral to a BB / name brand. Any opinions / advice on achievability? If low, what’s the best move here.

How do get cash flow rental properties in California? Every time I run the numbers, they do not work out, or the return is super low (1-3%). Is there a better strategy to REI in CA?

Hi Folks,

Looking for a job change, Please help.

6+ years of experience in CTS as a System business analyst & Scrum Master, experience in INS & BFS domain (will be CSM certified soon).

Looking for genuine referrals.

Thanks in Advance :)

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

How do you find lenders? Should I pick a realtor first?

36 F Black NYC Divorced, 1 tween. anyone want to get to know one another better?

Are there any recruiting companies specifically for music jobs? Having a hard time finding any

Anyone working in Pharma industry?

As a customer screamed “I’m going to get you fired!” I thought “thank you, that would be wonderful.” That’s when I realized it was time for a change. What was your last straw?

Favourite coffee + favourite show + getting your work done? Best balance ever #customersupportperks😌

Have 1M sitting in cash. Would you dump it all into VTI or DCA?