Which book can I get my 16 year old nephew? He's interested in learning about investing, stocks, etc.

YOE:8.3
Current CTC is 10l, and I have offer of 21l
I'm trying to negotiate with fidelity investments for 28l(given my experience). How can I try better convince them? Please advise. Thanks.
Also i am being given grade 5, is that correct as per my experience in years?

I don't know how some people do things that to me seem so risky. Maybe I'm just way too conservative.

A friend and spouse recently purchased a home twice the price of ours and took additional amount of loan on top "for paying off other debt." They make less than half what we make and owe three times as much in other stuff (car loans, cc, irs, etc). I'd be so stressed and likely wouldn't have taken such a loan (5.8%) for an even smaller home than ours. Just thinking about it stresses me out tbh.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

My lease has language stating that unless you’re military or dead you can’t get out of your lease. Market rate is $750 higher than what I’m paying now, $1750 vs $2500. Anyone ever had luck pitching “if you let me out of my lease you stand to earn that much more from renting in this more expensive market?”

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Thoughts on personal loans to consolidate Debt?

How do I make millions?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

2 years out of undergrad and have a 758 credit score. Never missed a payment and was never late on one. How do I increase my available credit balance? It’s $10k on my card right now, I don’t need funds for anything, just would like to see it rise in case I ever do down the road.

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

How much importance do you give to proforma numbers when purchasing an investment property?

Anybody got a sibling who is obnoxiously cheap yet has a ton of money?

Changing addresses sucks, why doesn't the U.S. implement a personal "code" based address system?

Meaning if my address code is "A123" then all I need to provide to my bank/employer/friend is my code and if the bank/employer/friend mails something to "A123" it would always come to my most up to date mailing address even if I relocate.

I don't know how some people do things that to me seem so risky. Maybe I'm just way too conservative.

A friend and spouse recently purchased a home twice the price of ours and took additional amount of loan on top "for paying off other debt." They make less than half what we make and owe three times as much in other stuff (car loans, cc, irs, etc). I'd be so stressed and likely wouldn't have taken such a loan (5.8%) for an even smaller home than ours. Just thinking about it stresses me out tbh.

Moving from T2 to McKinsey. How do vacation requests work? I have family and friends getting married this fall in weddings delayed because of covid, but I’ll just have started so wanted to get a sense of how realistic taking vacation this fall would be and how to approach taking it (e.g. mention to HR, staffing). TIA!

What is the onboarding process in Accenture.?

Which subfields of engineering are going to show the most growth in the next ten years, in your opinion?

Latinx - help! We used this term in our diversity spotlight discussing Hispanic Heritage Month. One individual said that in English a group of Latinos would just be Latins to be gender neutral. I understand the word is controversial but is “Latins” grammatically correct? I assume we should just say Latin Americans, but trying to understand if Latins is also accurate.

MPLS AE’s - what y’all making in salary?

I have the opportunity to take a Solution Architect role for the Salesforce CSG team. I'm currently a solo SA for a large Salesforce Org usually dealing with about 5 large projects at a time. Can anyone that has or currently works for the Salesforce CSG team answer a few questions?

1. How many projects/engagements does a normal SA for the CSG team work at one time?

2. What is the average starting wage of a SA on the CSG team?

3. How do/did you like working for the CSG team?

I’m a guy and sometimes I sit when I pee so that I make less of a mess and have to clean my bathroom less frequently. On the same note, I usually shit standing up which tends to be much messier

Anyone hear anything from their coaches??

Sneaker noob here! I just recently started buying shoes with velcro straps. I've completely removed them from one pair and keep the other 2 buckled. How do y'all rock straps?

Out of curiosity, thoughts on Under Armour sneakers? Curry 5 or The Rock’s new shoe?

So FTX, a multi-billion dollar business, was running on quickbooks per the Financial Services Committee meeting going on right now 😂 Man their auditors gotta be sweating

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

Anyone else long on AMT?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Good neighborhood for buying rental investment properties in Dallas? Have budget of around $400k.

To those who consistently invest in Bitcoin or other crypto, why? Genuinely curious into why you’re long term bullish about it. Debating adding it to my list of regular investments but can’t mentally justify it yet.

Is it a bad idea to buy my first home given the current interest rates?!

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Should I lower my contributions to my 401k and save up for a down payment faster? I want to start having multiple streams of income. Planning on getting a multi-family apartment but not living there since I want to buy a semi-cheaper house so it won’t be in a great area (Chicago). Has anybody done it and regretted buying a house as an investment?

Morning ! Just setup a coinbase pro account yesterday but I got the trading prohibited message . Does anyone know whats going on?

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Do I need to sell cash sitting in my fidelity core position to be able to use that?

Looking to open a taxable brokerage after maxing out Roth and 401k. It’s more so for a house down payment in 5-7 years. Can someone please provide insights on ETFs vs mutual funds?

Ally bank dropping rates again. CD a good choice?

I bought SQ at 10. (3k)
SHOP at 29 (1.5k)

Unfortunately sold the first at 23 and the second at 70.

C’est la vie