Whose drinking after seeing their portfolio crater today due to FAANG crash?

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Do we have tax calculator in tcs

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

Thoughts on ARK innovation ETF

For those that invested in real estate rentals, how did you systematically approach finding a good property? Realized most of my stock investments was just gambling and I don’t want to gamble on a RE investment. Read a few books but none of them go into how to actually find a good deal/city.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

What if the private equity boom of the past year and a half led to an underestimated amount of unsubstantiated investment/leveraged financings that, into the next couple years, will lead to a mass number of defaults similar to the subprime mortgage crisis?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Anyone here regret their pandemic home purchase?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

How do I get complete coverage of insurance for my home?
I currently have the homeowner insurance and home warranty. Is there anything else I need for a peace of mind?

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Can someone explain the new Robinhood Stock Lending? It seems like an offer of free money but the risk isn't explained well.

Can someone clarify it please?

MBB nyc: kellogg, booth, tuck

Princeton Review for GMAT/GRE prep, good or bad?

IAM question - need to define access controls (xbac rules) on a couple of applications, new to the field & do not know head from tail, what would be a good place to start analysis on?
Context: applications with multiple rights/entitlements, already has users at different levels within the company. We are to start by proposing some rules that can be put on identity attributes that'll later be defined with in our chosen system.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Best Marriott property in Brooklyn?

What’s the best use of bonvoy points?

Hi Fishes,

What should be the CTC for Senior Product Analyst Role in Global Risk and Compliance (GRC).

Having Total 9+ Yoe

Any recommendations on a decent treadmill under $500?

Folks in atlanta, which is the quickest country embassy to get schengen?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

I am a Angular Frontend developer with HTML, CSS, js, ts as my secondary languages. I also have some idea of Azure app services (and recently passed my AZ900 Exam last month).

Yoe: 4

I wish to upgrade my techstack but not sure what will help me to grow FINANCIALLY and have sustainable career in IT.
Can you guide me on what can I learn for the same.
1. React and react Native
2. Azure and complete any certification such as AZ 204
3. MEAN stack.

Please suggest TIAA vs CitiusTech for a software engineer ? Have two offers but confused - I am looking for learning growth and wlb.

For those in international tax planning, curious what you all think about the future in light of Pillar 1 and Pillar 2 (on top of beps measures like anti-hybrid rules, interest deduction limitations, etc.). Once companies adapt to the new regime(s) and assuming p1 and p2 are implemented broadly across jurisdictions, curious what type of planning/restructuring work will be of interest to clients post implementation. Short term I assume lots of planning work but curious on post-implementation

Do you have guidelines of what you expect a transactional associate to know at X years into their license?

Hi All,

This is Prasanna Kumar from India. I hope you are doing well :)
Myself and my wife are working in Infosys. She has got a project in Canada. She has raised a dependent Visa for me also in Canada.
If we go there, she will have a work assignment. But I won't have any work assignments in Canada.
My Canada Visa is already in progress. I am looking out for opportunities for Windchill in Canada.
If you can be able to help me with this, It would be a great help for us
Thanks

Anyone wants to hangout today around 6:30 near Washington square park?

Lets meet and grab a haunted halloween drinks?

Is the economy doomed? My stock portfolio and 401k certainly doesn’t stand out like it did 1-2 years back.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

How is everyone feeling about the market today? Buy? Sell? Wait?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Hi, not sure if this is the correct bowl. I would like to buy a Theragun percussion device using my HSA funds. From what I understand, Theragun is normally not eligible for HSA but I have a doctor's note saying he is recommending one. Would that make it eligible?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

X Financial (XYF) - China-based company - IPO tomorrow. Who is buying?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Any advice for me as I go blindly into searching for a fiduciary to advise me personally?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

What is up with Coinbase stock (COIN)? ARKK sells it and bad press all over but that thing is shooting up today. Any thoughts? Note: I tried googling but couldn’t find anything positive