What if the private equity boom of the past year and a half led to an underestimated amount of unsubstantiated investment/leveraged financings that, into the next couple years, will lead to a mass number of defaults similar to the subprime mortgage crisis?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

How is everyone finding the year-end craziness to close deals this year?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Forgive my ignorance - have about 40k in savings and would like to start investing. I do my 401k thru Vanguard so I’d like use them if possible. What would you suggest for a novice investor?

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.

Does using a 401k Loan to pay off Credit Card Debt, Student Loans and build an emergency fund make sense? know it takes away from future returns but wanted another opinion or experience from it.

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Why do people accrue prepaid expenses?

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Hi everyone! Looking for some advice on my side hustle. I’m running an e-commerce store selling primarily home decor, and I wanted to get some honest feedback & suggestions on the site to see what I can improve for better conversions. I’ll leave the link in a comment for anyone who would like to take a look.

How’s the rental market in denver right now? am looking for 1.2k 1bd where it’s walking or biking distance to restaurants, shops. doable?

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

How do you guys deal with portfolio drift? My personal portfolio has drifted due to great performance. Now my dilemma although good is do I reduce it. The problem is this investment drifted from 20% target to 25% but I still think it’s undervalued.

Currently I am working as a automation tester and have 4.3 yrs of exp in globant. But due to return to office, I resigned from globant. I have few offers from telus(permanent WFH), Zs associates (WFO), Hughes Systique(WFO).
The location is Delhi ncr. And CTC is also nearly same(20lpa).
For telus, the shift is 1-10pm. anyone suggest which one to choose?

Insight into fertility benefits at capital one? Would appreciate any input

Hi guys I am posting this again I have offer of almost same package from Accenture and IBM . Accenture offering is very slight more but that's not my key consideration. Which company is better in terms of job security, work life balance. That's the top most factor I am considering. Learning and project and latest niche technology is the other important factor after first 2 factors .

I am currently overseeing the Americas/Layan real estate portfolio of a big consulting firm, based in New York City. Aiming to move as I have been here for a long time and learning curve is fairly flat. Any ideas of comps with other corporates? Have 15+ year experience in real estate

NYC area Personal Injury Lawyers:

What are some of the most well respected plaintiff’s personal injury firms in NYC, and why?

Thoughts of taking a position at a small firm who practices Applicant side WC...good/bad time to take this position?

Need advice: how to turn this years Cannes shortlists into a job at good agency?

What’s the best outcome you’ve had during a salary negation at the offer stage? What was the starting and signing offer and what strategies did you use?

Any EY folks going to Newco thinking of starting their own consulting firm instead?

If you were on the partner path already I don’t see why you wouldn’t be thinking this…

How bad is it to leave an understaffed team right before fall busy for a job in a new city? Part of me doesn’t care at all b/c it’s a business decision, part feels like I’m totally screwing the team.

At this point in the game it doesn't make a difference where you at everybody is getting laid off at one point or another the only thing I say is try to repair yourself for it if it happens to you

When discussing a first technical interview with a recruiter how much time do you ask them to give you for preparing for the interview?

Piss before you get on the plane, Christ.

Regret it but I reach to 5-6 times a day . What’s your count ? 🤪

If you are a first year in a stub year, and significantly under billable hours requirement, do firms typically still give pro rated bonus? Do first year stub associates really ever hit their pro rated hours in those 2-3 months?

What is job requisition number given by her of Capgemini

How much time do we have to accept an offer from EY GDS? Is there any chance of cancelling the current offer provided by EY GDS if we delay in accepting the offer on time?

How are transactional attorneys doing lately? Still drowning or are things getting better?

How do you get good at thinking on your feet? I find I always need time to think and analyse before being able to answer client queries (even those that are considered simple by others). I don't want to rush and get it wrong. I avoid phone calls for this reason which isn't great when you're in the service industry so it's starting to impact my career.

Anyone else getting spammed for "law firm in house/gc's office" roles and know what the deal is with that? Not really looking to do it but curiosity

How did you give notice you were lateraling to people you like? Particularly if you haven't been there that long?

I'm lateraling to another firm because frankly I think the management of this one is terrible, but the people (and individual partners) I actually work with are awesome. I've only been here for about 18 months, so I imagine that short time frame will make it extra awkward 😬

Lol a client just emailed saying they want to sign a $1.5bn deal (we are sell side) not at some point before or by, but rather ON CHRISTMAS DAY.

What the hell is wrong with people?

Taking an informal survey how many firms (I) have the junior and midlevel summer associates plan the bulk of the summer events (lunches but also evening events) and (ii) count time spent on the summer program as qualified billable work (in that partners see how much you bill to it on your time sheet)?

What was the hardest class year for you? I used to think first year was by far the hardest but now I’m a third year and I’m really feeling the pressure to step up. I work in finance and at this point I’m expected to handle closing documents, manage first years, draft some portions of major docs, etc. I feel like I’m always frazzled, constantly second guessing if I handled something correctly and anxious to answer calls from clients/OC. The worst part is I think people can tell I’m a mess....

There are many resources on good legal writing (Garner, Guberman, etc). Can anyone recommend a good resource on effective appellate oral advocacy?

Any advice for 3L job hunt? 😬

Another Greenberg Traurig post...anyone know what their current WFH policy is?

Anyone else on here watch Only Murders in the Building? This episode was insane. Watched it while waiting for comments.

Random partner asked a litigation-related question to a partner I frequently work with (i’m a transactional associate). My partner cc’d me and said for me to briefly look. Asked the library. They got me a great case. Sent it back. Now the random partner is asking for more cases in another circuit.

I haven’t done caselaw research since 1L and this isn’t even my practice… wtf do I do (I am fully utilized in my normal work and have a few deals closing soon…)

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Curious — do people consider billing 200ish hours a month a lot still or is that almost standard now?

I know that some other associates at my level are approximately 30% behind other associates in hours on a month to month basis. Yet all of these associates say they are “at capacity”, and myself and another associate still end up being assigned work instead of them. How do we handle this? For reference, all associates are around the firms minimum requirement, it’s just that a few of us are 30+% over and it is leading to burnout.

Anyone with bad experiences with ex-biglaw inhouse counsel?

I get the impression that many are biglaw haters. With some, any attempt at being service minded and asking "have you thought about X, we can help" makes them whine about scope and costs.

One GC I worked with even had on their resume (OP wanted resumes of key employees) as one of their skills "maximizing value of internal and external legal advice while minimizing cost"

I feel like Orrick has such a good rep but in here people seem to complain a lot. Anyone know anything about TCG or corporate?

If you are a first year in a stub year, and significantly under billable hours requirement, do firms typically still give pro rated bonus? Do first year stub associates really ever hit their pro rated hours in those 2-3 months?

I just finished a big jury trial with a senior partner (SP). There were co-parties w/separate counsel. SP mentally checked out, to the point that co-counsel was asking what SP was doing/if SP was okay. I ended up handling most everything. SP did a few parts but went rogue and did things that were offensive/risky/bad for client. It became clear that SP is not performing like SP used to and may be a liability. Do I tell someone at my firm? Don’t want to offend SP or cause drama, but I’m concerned.

For anyone who is burnt out and looking to leave big law and go to a midsize, do your research. I was one of those people and I can tell you the grass is NOT greener on the other side. It’s a myth. In retrospect, I should’ve stayed and set better boundaries and not have taken this 35% pay cut.