Why do foreign banks in India like Citi, JP, Barclays etc don't offer subsidised loans to employees like other Indian Banks. Banks like HSBC,Citi did offer personal loans but no rebate to employees. Why it is so ? In case I am not aware do any of them offer these simple interest/ low interest loans ?JPMorgan Chase Citi Barclays

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Because they don't operate in India ig?

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