1% cash back vs CSR points (1 point per $ spent in that category). In scope spend: $4000 spend / month. What do you recommend between the two?

like
Posting as :
works at
You are currently posting as works at

Nothing... you use CSR for only travel and dining. You should also keep the Chase Freedom and Freedom Unlimited in your wallet to rotate categories as applicable to maximize points. The reason to keep them all under Chase is you can transfer points and redeem on the CSR.

likehelpful

Huh?

like

Both! Get 2 cards and switch off - 1% with rotating monthly 5% categories (such as Discover) and pair it with a strong point card with high reward (Chase Sapphire is my favorite)

I mean with the comparison you’re giving me csr because I’d get 1.5% cashback if I use the travel center to redeem

Chase UR points are worth 1.82 cents each according to BoardingArea, so that’s effectively 1.82% back. (More than that though if you book through the UR portal)

Depends how much you value the flexibility of cash, but the most value would obviously be the CSR points. You'll get your best "easy to redeem" value by transferring those points to Hyatt: valued at ~1.8 cents per point

You can redeem CSR points for 1 cent a piece (1%), but can also use it for other things as well. There is no reason to lock into only 1% cash back. Get that option value via the CSR.

Also the capital one Quicksilver is super easy to get and that’s just a standard no fee card with 1.5% cash back and no foreign transaction fees. Better than your 1%

CSR to buy flights at 1.5c per point which themselves earn more miles

Related Posts

like

Has anyone here used EY Law for marriage green card? I know it’s “free” but I had a bad time with them processing my L1 visa 1.5 years. Has anyone done the GC process by themselves (ie no lawyers at all)

like

Is there a way to apply to jobs in Canada if you are working in USA on work visa? Do Canadian companies provide visa sponsorship for eligible candidates currently based in US?

like

Just got one of these special emails with a meeting invite for a 'career conversation' tomorrow. Any advice on how the conversation will go, severance package, visa issues etc. Appreciate any help

like

Trying to get some data points for potential negotiations, what kind of signing bonuses is NYC BigLaw offering right now in this lateral craze to senior associates in M&A support specialist groups with typical high demand right now. Anyone's firms giving them retention bonuses to stay?

like

Complained about room service that made me throw up at the Sheraton and they're asking me how many SPG points I think are fair for them to give me... Any advice?

Has anyone recently gotten their H1B visa stamping done in Mumbai using Dropbox. If yes, what was the processing time and the overall experience? Any insight would be greatly appreciated. Thanks!

like

Can you transfer SPG points to another user?

like

Has anyone here accepted an offer while the H-1B extension petition is still processing? I have an exploding offer, but don't feel comfortable taking it without first discussing my situation with my current employer, and I don't feel 100% safe discussing the matter with them while my extension petition hasn't been approved yet... My visa expires in early September, so I believe the petition should be approved soon

like

Timing sucked for Katie Sowers spot, what with her defense giving away 7 points right before the break.

like

is it worth upgrading to platinum AMEX or the reserve AMEX?

like

Does Amex platinum reimburse for CLEAR?

like

A POEM: It's that time of the year, when archiving is near, only for the review points to magically disappear. #30daystoarchive #wewaituntilthelastday #stillgettingreviewpoints

like

Are out of pocket costs worth during refinancing and paying for points?

like

Whats left in consulting if there’s- - no miles - no hotel points - no free food - no client interaction - stuck in front of your laptop in your room for 15 hrs a day What will still keep you motivated?

like

Urbandoor apartments for EY : do we get points?

like

Hey 🐠 - looking to Stamp my visa (H1B renewal) in Oct-Nov timeframe - any knowledge of American consulates currently processing them? I’m trying to get an appointment in Madrid but would be happy to go somewhere else in the caribbean if possible. If I do end up going to Spain- I believe I need to stay somewhere outside the Schengen area for 14 days before entering the US. Has anyone travelled to Europe? Any help/confirmation on the above would be highly appreciated.

like

Looking for 70k Marriott points at 0.7 cents per point. Anyone interested?

like

Anyone want to argue in favor of the obamacare replacement bill? Love to hear opposing view points... if they exist.

like

Once I reach 5000 🐠 points I'll leave consulting. Timing should work out.

like

Additional Posts

Will moving to a smaller company from B4 impact my career as such in the long run? Especially a company which is still growing and has only 150 employees at this moment. It’s not widely known in the market. But, it is growing at a fast pace in the last couple of years. From a work culture perspective, this company offers a lot of flexibility, emphasizes on wlb and employee satisfaction. Been wanting to get out of the toxic B4 work environment. I don’t want to make a hasty decision and regret.

like

Do any of the MBBs consult for FAANG or top tech companies? Or do all those companies exclusively use in house strategy teams? If any MBB does, a referral would be much appreciated

likehelpful

Any tips on interviewing at Salesforce for state tax position?

like

Books to read as a newish manager? I struggle with feeling guilty directing people to do things when they seem busy and expressing disappointment

like

Plan to go to B-school in 3 years (1 year out of UG now). Long term goal is entrepreneurship. Have offers at a MBB firm for a generalist consultant role and at FAANG for a strategy role. FAANG offer is slightly higher (though both are a 50+% bump on my current comp). Both would have me reset to entry level. Which one should I take?

like
like

Does anyone read osho? Any starter book recommendations?

like

Should I feel bad about spending ~1k in food this month? I've been all alone this holiday season so food is my only comfort...

like

I’ve heard mixed things about Amazon creative departments. What makes it worth it? What kind of benefits do you guys receive?

like

Hello I am interviewing for a Deloitte controllership as a Senior Consultant. Could someone provide some background on this position and your experience? TIA

Interested in your thoughts on a new study stating that 28% of the nation’s teachers are “chronically absent” (defined as missing 10 or more days of school- personal and sick- not professional).

likehelpfulfunny

Looking to plan a family resort getaway next spring. Will be first trip/legit vacation in two+ years by that point. May bring our nanny with us to help with our three young kids so we can relax some too. What do you consider reasonable cost for a ~4 day nice resort getaway (with airfare) for family of five + nanny? I know an Airbnb is cheaper but we’re looking to feel a little spoiled. My quick research is something like $5-10k… is that nuts for a four day vacation?

like

Looking for career advice. Worked in Supply Chain and Strategic Sourcing for 8 years, at Northrop and currently at Amgen. MBA from USC. Exploring options of moving over to Supply Chain Consulting or M&A. I would appreciate any feedback on recommended career paths.

like

I can't stop reading BLM news and checking covid counts everyday. It's gotten to the point where I'm struggling to do my work because why does it even matter? The US is a dumpster fire and people are too busy blaming the other side to actually fix anything or listen and learn.

like

Has anyone here used EY Law for marriage green card? I know it’s “free” but I had a bad time with them processing my L1 visa 1.5 years. Has anyone done the GC process by themselves (ie no lawyers at all)

like

I'm glad we're having these conversations about race, gender, wages, etc in an reasonable way that doesn't involve flagging posts. As a black female it's hard to ask coworkers directly what (contd)

like

How do I take zoom interviews if my office is mandating me to be back in almost every day? It’s tough to schedule all interviews on my 2 remote days. Is it in poor taste to prop up my phone and take the interview in a conference room on a mobile device?

like

Completed a few take home case interviews (decks and spreadsheets) on company laptop. Will I run into any legal trouble with my current firm for doing this?

like

What type of exits are possible out of Finance Transformation consulting? I’m a recent grad and am really doubting my decision to start out in consulting. Not at MBB or Big4 but from a top 20 school

like

Hi! New to PwC and consulting. Can someone please give me insight into how to get staffed on a project?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.