20k in savings. Should I invest in a safe, decent dividend paying stock or to invest in a long term value stock like Apple (more risky)

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Need a lot more information than you'd be willing to provide on this app before anybody could give you truly useful advice.

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If the $20K is your total savings, think multiple stocks so you don't get wiped out if one tanks.

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If that is your total savings set it aside as an emergency fund. Don't want to invite Murphy into your life by spending it all.

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Put it in cryptocurrency

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If that's your total savings, keep it in a money market fund as your emergency cash.

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I would invest that in index funds over one or a couple stocks

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Doesn't Apple Pay dividends?

Invest in robotics

Second the emergency fund. I had to liquidate my portfolio for all but my $20k in Apple stock. I don't like the idea of having everything in one stock, but also don't like the idea of selling my Apple stock that I had had since 2006.

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