27 year old considering buying first home with my wife (~$350k of household income incl. bonus). Any opinions on how you would approach sizing a mortgage in this situation? Particularly with one-third of that income being an annual discretionary bonus (I’m in LMM PE). Curious what would be considered conservative/typical/aggressive for my situation. Thanks!

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Hi! I am not YET retired but these are trying times. I am in bed with the Utah Returemtn System and would love any words of encouragement or light at the end of the tunnel l? Retirement eligible in 7 years but don’t want to draw on my state retirement until 62 or 65(to Max my benefits!) it’s so hard an scary! Not sure I’ll make it. Worried about healthcare and leaving money on the table.

Been looking forward to the stock market to come back to earth for a long time. What should I buy

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Anyone into SNX? Celcius giving 13.99% interest 😳

Those of you who have left a firm, do you still keep in touch with any of your former supervisors, via email, happy hour, or otherwise? How long did you wait to re establish contact? I’m in a small market and worry about perception at my current firm. TIA

Any consulting partners in Toronto interested in taking on a mentee? 6 YoE @ PwC, goal to make partner at a consulting firm (not necessarily my own). Would really value balanced external perspective! DM if interested thanks

Anyone have a recommendation for books or resources on upping my sales game? Open to in person class, online class, books, etc!

Does anyone know the average salary expected for an ad agency copywriter in Singapore? I have 5 years of experience under a big agency back home, but I'm not from here and I'd like to be better equipped for my interview. Thanks!

My other half (currently a Sr. Mgr in the data analytics consulting industry in UK) wants to work in Singapore - is there some sort of parents' visa so that his parents can tag along to stay in SG for the long term? Worried about them as he is the only child. His parents have the money to buy a condo if it helps with their long term stay situation.

Looking for nonfiction book recommendations relating to international history/diplomacy/American foreign policy!

I’d appreciate any tips on how to deal when a close (purely platonic and nothing but friendly) work relationship has ended. Going to work seems bleak nowadays...

Has anyone else talked to a doctor about stress while trying to conceive? I’ve been having a really hard time wanting a baby for the way my husband and I have been arguing or talking to each other. I think we should go to counseling. I know I love him and I know he loves me- there’s just so much animosity so much anxiety around discussions. Do you think our anxiety or tension is because we have not been able to conceive?

Looking to connect with someone in a Supplier Compliance Manager role. What does your day-to-day look like? Favorite thing about your job? Worst thing about your job? Skills that are beneficial to touch-up on?

Anyone have any car rental hacks to get something other than a compact to show as a compact on the receipt? Traveling on federally reimbursable funds, so need to show a compact car. But hoping to get something nicer but not get flagged by the Bean Counters. Thanks!

Follow up post to my last post…My husband was laid off from the company where I also work. I am feeling really isolated / depressed about working and moving forward. I’m also getting to a stage where I’m really sad that people haven’t reached out to either my husband or myself to send well wishes or provide support. It’s like they don’t know what to say or I make them feel awkward so they don’t bother…I’m trying to focus on a few that have been supportive but it’s hard…Any words of advice? 😞

I'm looking to return to the U.S. after over a decade living and working in SSA (Marcom for ecommerce startups and tech enabled nonprofits). I've been job hunting as I plan my move in the fall but haven't gotten any serious bites. Does anyone have any pointers to ease the process of transcontinental job hunting?

Are there any tech or DEI related networking groups that anyone utilizes or finds helpful when sourcing?

Big 4 Data Scientists, how did you exit to big tech firms? I’ve been unlucky with online applications and even referrals. I think it might be my resume or how I present myself. Can any free birds please give guidance?

What books would you recommend for someone wanting to get better at sales?

I want to be a client instead of an investment banker. Where do I sign up?

Currently an analyst-level consultant working with a client that has an investment banking division. Since I have access to internal systems, could I reach out to bankers for networking from within using those systems? Or would that be too aggressive? lol

Thoughts on GP Bullhound?

Am I more or less likely to be laid off if the economy tanks even more if I just started as an analyst two months ago

What are bonuses like for a first year IB Analyst in London? (Think US banks like GS, MS, Citi etc.)

Anyone analyze QoEs before? Need to come up with questions for due diligence call and looking for some guidance

How many times do you think about quitting per day?

Any staple brands for a first year analyst’s wardrobe?

Any thoughts on BNP M&A in nyc

Equity research associate considering to pivot into IBD. Is this a wise choice? Heard ER is an exit for some of the IB folks out there.

Anyone know of any banking analyst lateral opportunities in Chicago? Looking to jump to BB/EB. Any insight to the shops around here is much appreciated!

Thoughts on PJT strategic advisory?

Senior Risk Consultant + CPA at big 4 (4 YOE) looking to break into IB with no Deals experience. Would appreciate any tips, tricks and resources for interview prep and beyond. I have an interview coming up with an MM bank in their Real Estate group. TIA

Received an offer for equity research and IB, both in toronto. ER paying $120k base and my understanding is that bonus can be around 25-30%. IB is paying $105k base but likely higher bonus? Which one would u choose if you think you would be good at both

I am new in London. I have 4 years of M&A experience in the buy side. I have come across an opportunity to work with Rede Partners in London. But I am not aware of what exactly they do and what to expect going ahead. Can someone please guide if they are aware of Rede Partners?

Would tech ib (m&a) be more affected than say Healthcare/pharma ib in an economic downturn?

What are realistic expectations for 3rd Year Analyst / Direct Promote Associate bonus range at a BB? Note that at MS, 2nd year bonuses in my group last year were 90-115K, while MBA associates received a pro-rated 90K stub (~40k). Personally would be pretty unhappy to take a pay cut between 2nd and 3rd year…

DB ECM - does anyone have a view?

I have a meeting with a CEO of a start-up IB. She is meeting to help guide me in the industry (not just a job interview). What questions would you ask?