Any hard money lender recommendations? Trying to finance an apartment building.

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

First gen, first year lawyer here. What do you do when you have family members who expect money from me every paycheck. I try to stand my ground but I get guilt tripped, especially when those family members were there for me.

It’s getting hard to save money when there is this expectation that I must give them money every paycheck. It feels like I have nothing for myself.

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

What apps do you use to purchase coins such as XRP

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

How do we get TSA Pre through AFS?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

Any thoughts on I bonds? Some recommended them. Pros, Cons ?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Which bank account is better for salary account?

HDFC
Axis

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

How much have you saved from refinancing your student loan?

"I lost my W-2... Ugh how can i do my taxes?" #ShitTaxClientsSay

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Do all FAANG companies offer a joining bonus?

Is there future in transaction risk investigator position will i get job in other companies

Hi, can anyone refer me in IBM for Python developer position.

Anyone here working in the construction industry, general contractor? I’m looking to relocate here and Would love to connect for some guidance on job search.

Gripe in here about Legal Assistants (more in comments)

I need everyone’s help😭 Money aside, how did you finalize which idea to pursue? I’m struggling to narrow it down from 4. Focusing is not an issue for me once I’m locked in, but I’m struggling to get there because I haven’t finalized which idea to focus on. Open to any recommendations please (books, personal stories, etc).

Has anyone used a career coach? Not a recruiter but someone who can give advice on making career changes. Any good names come to mind?

Hi folks ,
Can anyone let me know of all projects in AC Blr follow 2-11 timing ? I have got an offer from them.

Anyone got onboarding today 19th Oct 2022..? Bangalore location..?

Justifying the Sheraton's painful bed to yourself because the Four Seasons don't recognize your loyalty

Are per diems the same amongst firms? What is your per diem in a city such as Chicago?

Probably averaging 60hour/week over the past month. I'm not one to complain out loud. It comes with the territory and there will always be rough times. Lately the client has completely changed (contd)

Can partners comment whether Pwc is having another round of layoffs. This is so scary! Shouldn't they rid of partners who can't sell first?! Or pause hiring? Opp. cost to find and train talent again?

Anyone looking to buy American 500-mile upgrades?

Boston fish: landing at 9:15am at Logan before a 10am meeting in Cambridge. Is this a bad plan? Can I make it, if I take a taxi? Don’t have much experience with Logan airport.

What’s the best ergonomic mouse y’all recommend? Can you please provide a link? TIA

Hello Fishes,

Currently working as a Business Analyst with PwC. Got a call from Hexaware. Is it worth it shifting from PwC to Hexaware? Any suggestions??

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Is it common for HOA to ask you to prove your car registration is up to date?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Does buyer have to share appraisal with seller? Can seller request it?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?