Any suggestions for Term plan? I have an acute illness(if this makes any change)
Please recommend.

like
Posting as :
works at
You are currently posting as works at

Age?

27

They don't give term plan for people having problems like heart disease, diabetes, etc.

They do provide but with high premium

Acute or Chronic?

Acute.

Some tips i can share.. research before opting for term insurance provider.. specially tata HDFC etc whose claim settlement ratio is high ask for compulsory medical test.. they wont accept ur application if they found any issues or ask to pay more premium.. never fix medical test appointment early morning.. sometimes blood pressure shows high in morning bcz of our unhealthy habits (less than 8hrs sleep, nt exercising daily, eating junk foods, etc). And Yes Don’t hesitate to pay more premium if u really required term plan and protect ur family.. Also just check if ur company provides any term plan with medical.. mostly accenture cognizant provide term plan not sure abt ur company

I applied for tata aia 3 months ago.. it got rejected bcz of above reason and they told me to pay extra premium amount.. I decided to not buy any term plan as of now.. I can suggest you to go with policybazaar and explain ur genuine case they will suggest best one as per ur need..

You can pay premium to me every year.. I will take care of you for all emergencies.. Unlimited limit

Related Posts

Moving to Philly Nov 1, just signed a lease in Queen Village. Coming from LA where I was part of a volleyball group and had a lot of options at the beach. Suggestions on making friends and being active (while still being respectful of covid rules & health of all)? 36 F

like

Covid 19 survey …. Can the offer be rescinded if I attest that I am not vaccinated ? Pros vs cons of attending dlaunch in person vs virtual ?

like

Mental illness is so common and most of us struggle with it at some point in our lives. Especially in this competitive industry, where a lot of us struggle to get sleep...

likehelpful

Anyone has used hydration pills to get through fasting? Is it helpful?

like

Looking for recommendations for resistance band exercises with no other equipment. I know you tube has a ton of videos, but would like recos on any that you found effective.. Thank you...

like

I did an HCG trigger on 6/26. Took 1 test/day days 11-15, all positives. Now (day 17pt) I’m having cramps and lots of bloating. Is that normal in very early pregnancy? Slightly panicking...

like

I’m on an estrogen patch and I feel like it’s making me really sad. Has this happened to anyone else?

like

What are some natural ways to increase progesterone? I see things online but want to know what actually worked.

like

For those of you who had miscarriages after IVF, was there an underlying cause? Did you do genetic testing of your embryos? Did you do frozen or fresh transfer? Are there any ways to minimise chances of miscarriage during ivf?

like

Hi Fishies, I’m 32yrs old and went with IVF due to male factor. I had 5AA t/f(modified FET) on 11/07, today (11/16)I had blood work, nurse told HCG level is: 168.5, and will be checking again on 11/18, to see if HCG is raising. Is this good value? This is my first time IVF , little worried but again not keeping many hopes and become depressed I’d something goes wrong. Meanwhile trying to stay positive as well.

like

Anyone else have bipolar disorder? I really have a hard time when my boss says I didn’t do something entirely correctly I can just completely spiral out of control if I’m in the wrong mood cont.

I heard Accenture is requiring vaccines. Are they really firing those that won’t get it?

like

Thoughts on Covid-safe ways to celebrate a birthday in the winter? In the summer, a few friends did small, distanced outdoor picnics but it’s gonna be around 40 degrees on my bday

like

Has anyone talked to a therapist or professional about being unemployed? At this point I feel like it's making me depressed. Are there other unemployment support groups out there?

like

My job (no longer a senior accountant) is high volume and fast paced. I’m getting on average 50 emails a day with at least half of those containing action items, in addition to the high volume of work I have on a daily basis. I am a CPA, have worked in audit and was briefly in industry and this is absolutely destroying my mental health. I need something a lot more laid back—I’m not afraid of hard work but this is too much. Please leave suggestions, I’m terrified of what this will do to me.

like

Thoughts on Razorfish Health?

like

Have you ever not eaten for a really long time but just can’t? I’m tired and hungry but there’s some sort of...wall. I can’t get myself to do it. Not anorexic, I’m chubby, but...anxiety.

How do you respond to a super close friend who says they're not making masks mandatory at their June wedding (about 150 guests) because they want to have fun. To be fair, most people are vaccinated but not everyone os going to be vaccinated. I haven't been to any large gatherings in pver a year and even though im vaccinated, i don't think this is safe. Are people are generally careful? I dont think so... am i overthinking this?

likefunny

More Posts

What are your thoughts about putting an explanation for the current gap (as in, I haven’t been working for several months) on your resume, LinkedIn profile or cover letter? If you think it should be included in one of these places, how would you do it?

like

Anybody headed to Fort Lauderdale / Miami for 100 Black Men conference?

like

Anybody here from Morgan Stanley Bangalore. Need help with referral.

like

Hi, folks I am working as market research analyst at a startup company for last 9 months. Currently I am feeling work is kinda boring and also there is no scope for growth and learn new things in the company.Is it's better work at the same company to gain some experience or leave company and join MBA course so that I will get better placement in big companies where I can learn new things.

like

Recent PhD in life science looking to get into biotech VC. Can’t find much information on applying for these roles. I’ve heard that it’s not uncommon to go in without business/finance experience, but is it actually rare?

like

Working at a hospital with a million programs and services. When is developing an independent brand for a group justified, and when should it remain part of the parent brand?

like
like

Which is the best automation tool to learn right now?

like

Hi, can you guys please provide your opinion / review on the company qualitest? S it worth to switch from a big 4 to qualitest for test lead or test manager position?

like

I’ve been at Golin for a while and interested in what the outside opinion is of our agency. What are people saying about us?

like

Posting here for anyone who is looking for a temporary accommodation in Malden area, apartment is a 1 bedroom 1 bath apartment, close to malden station and few minutes from stop and shop, 24/7 Walgreens, CVS etc, from August 1st to August 30th,2022 (can be available for few days in July end as well if required)

-All utilities included!
-In Unit Washer and Dryer
-Building also has Gym and Club House as additional amenities that can be utilised

DM for rent

What’s the best or helpful advice for those seeking to transition into the nonprofit world?

like

How do we get TSA Pre through AFS?

like

HCL Technologies

HCL Technologies is hiring for "Mobile Testing( IOS and Android)" for both Automation and Functional Role.
Experience- 3-6 Years
Notice Period- Immediate-30 Days
Work Location- Pune, Noida
#Mobie_Testing
#Automation
#IOS
#Android
#SQL
If interested, Kindly share your updated resume or refer someone at
pankhuri.shastri@hcl.com

like

Hi Fishes,

I have completed my BCA in 2018 and currently working as Technician in Paytm I have completed Aws Devops Training and have knowledge and hands on experience in Got, Jenkins, Ansible, Docker, EC2, S3, IAM, VPC, Lambda.

please refer me and help me in getting job

like

Anyone else here have terrible utilization because their deals die and a code never opens? /can’t find another code to book hours? I’m sitting on over 200 billable hours at this point

like

Remuneration for a project manager with a company like property developer

like

Hello I’m looking for SDR/BDR roles and am based in Toronto, would anyone be willing to give me a referral or some tips on how to land a job for SaaS companies?

like

What type of job duties does one do in healthcare administration? Interested in healthcare but getting tired of consulting.

like

What agencies do you think are the most supportive of women and families? i.e parental leave, work hours, etc

like

Additional Posts in Consulting India

Hi everyone,

Could you please suggest some ideas about negotiating atleast a market standard salary for 4.3 YOE UI Developer when the current salary is below standard.

Thanks in advance.

like

I have got a INR 40 lakh + bonus offer from PwC Senior Manager position, have 12 + yrs of experience. Is this the right benchmark , I feel that the pay is much less than Market

like

We regret to inform you that we do not have a suitable opening in the organization that is commensurate with your background/skills and experience. We hope to reconsider your profile when there is a new suitable opening.

funny

What are some annoying things about Deloitte USI in day to day life and how is the culture and WLB. I am about to join Deloitte as a Lead Solution Advisor in a couple of months so just curious about what should i expect. This is my first switch.

like

How good is Nagarro in terms of Data Science field ?

like

Hi All,
Tyson Foods is hiring for SAP BASIS (HANA DB Admin) with 5+ years of experience. Knowledge in AWS will be an added advantage.

If interested please DM me your resume.

Company Name - TYSON FOODS

likehelpful

Hi Fishes,
I really need your advice i have a total experience of 4 years(2.8 years at infosys prior MBA(IIM) as a business analyst + 1.3 years at Maruti Suzuki post MBA). At maruti i am mostly working on strategy making mostly on excel. Also, handling the process of 2 of the after-sales products for PAN india.
My problem is I am not able to decide in which area should I look forward to make my career
1. Product/project manager (resume not getting shortlisted)
2. Consulting in IT or big 4

Is it advisable to buy a car at current CTC of 12 LPA?

like

Hello fishes, Can anyone let me know what is the average salary range at ZS for Associate Consultant role with 5 years of work experience? Your response will be highly appreciated.

like

What is average salary range for con and scon level in EY GDS ?

like

Hi,
Can anyone let me know the medical insurance policy of Standard Chartered GBS. Are parents covered in the policy. If not is there a provision to add parents in top up?

like

My CTC is 9.2L. Having almost 4exp in python backend development. How many i can demand and how is the market for python backend role. Any thoughts!!

🐟🐠 please advise what should be the average salary of an IT employee in Frankfurt, Germany . YOE: 10.5 , DevOps Tools , Product Owner , BFSI.

like

Hello Fishes,

On an average, what is the performance bonus percentage paid out at KPMG global services?

like

Mid year hike for consulting at DUSI!

Hi Fishes.. What is DC consultant designation in Deloitte?

Anyone worked/currently working with SAS R&D Pune? How's the company culture and performance overall? I have the offer and am planning to join the company next week.

like

Hi Fishes 🐳

I'm 2020 passout and working in Mainframe Storage in Kyndryl.
I'm thinking to switch to consulting or may be business analyst

So can anyone tell me companies which hire 0-1 yr exp. Employees with engineering background on non technical profiles.

And which career path should I follow to become successful consultant.
I mean what skill set should I focus on?

Or should I go for Business Analyst?

Please feel free to share your thoughts.

Hi Fishes..need option..

Current CTC in Tata consultancy sevices 16.
Getting offer Genpact 29.
Gettin offer HCL Technologies 31.
As a retention process from Tata consultancy sevices - getting confirmed UK onsite for a long term Visa on immediate basis. No salary revision.

YOE - 11.

Which one should I prefer?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal