Any suggestions on what to do with pension plan when I leave the current employer? Not sure what options I have if I don’t want have much tax consequences. Thank you!

How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

If I finish my MBA with extra loan money, should I pay it back to reduce the principal? Or invest it into the market? From my perspective it seems like it makes more sense to invest since the market is likely to generate more than my current loan rate. Although having debt also provokes some anxiety.

For additional info: my loan is a private loan of ~100k at ~5.2%. I have no other debt.

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

Please suggest me best SIP to invest

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

Guys, what platform do you use to trade US stock?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Can I save tax by buying second house if first house is already in my name?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Anyone have specific financial goals they're willing to share and how to get there? I'm 30 yo, l10 and $$ gives me anxiety. Currently making ~$95k with $30k in brokerage and $30k 401k. Or, tips for not stressing out that I'll be broke in retirement? Should I make a lateral move out at some point and target a $250k salary by X age?

Opinions on tipping culture?

Max or Lewis fault?

I think it’s 100% on max. By breaking so late he was banking on Lewis backing down, which was very risky.

Does Oracle Cover Dental Insurance? What's the coverage and limits?

Has anyone out there worked for a cruise line before? what was it like?

Still want a recruitment bonus 👀. Lmk if you’re looking to lateral!

Any suggestions for a 3-4 days trip during year end /Christmas? 

Is Hillingdon/ Uxbridge a nice area to live and commute into London? SO is starting a job in Ox so considering living somewhere in between.

Alternatively, would it be better to just live in Ox and getting a train into Marlybone (my commuting tolerance is higher than my SO)?

Working as CAL Manager with Accenture S&C India. Offered ~GBP 76.5K (fixed plus flexi) at Manager Grade by Deloitte London.

Prior to Accenture, I have already served as S&O Manager with Deloitte India for ~1.5 yrs - so this would be my second stint with Deloitte as Manager "again".

2 questions:
1. Should I ask for Senior Mgr (AD) grade - to which they have already said NO
2. Is GBP 76.5K sitting at the lower end of M grade in Deloitte UK? What should be a good expectation for the role

What’s the furthest you’d drive for fertility treatments? I had to do clomid iui with my daughter and trying for number 2 but the office isn’t accepting new patients at this time

Hi!!
Recently I applied for the SOC role in IBM. Cleared all the rounds. The HR was offering me 5.7 lpa. I asked for more. HR said she would check and get back. Hasn't replied to my calls since the last 4 days. Should I expect a call?
Current CTC: 4.5 lpa
YOE: 2.5

Deloitte Manager or IBM Manager?? Please suggest.
Almost same fixed package.. skill SAP Functional Close to 10 Yrs experience.

Stories of a Jax night out?

I'll go first: on a last night out for a navy guy I'd dated for like 6mo he dragged us to king street where i never enjoy, at the bar w the toss the ring game a couple was fucking in the bathroom and the guy in front of me in line was mad about it taking so long so he started banging on the door trying to break it down and started to fight them when they came out. So we escaped to kickbacks where a customer threw a drink at the waitress who subsequently pulled a 🔪

When does a person get promotion from manager to senior manager in cognizant?

Is it okay to disappear from friends & family to work on career change goals (several months)? I want to focus and not get distracted by friends & family needs to see me or attend certain things as it takes up a lot of time. If I focus for a short time, I can quickly achieve my goals to switch. I can hangout with them after all of that. What do you think?? Any feedback will be appreciated.

Hi all! for TikTok’s Brand Partnership Manager role, how hard has it been to hit quota? They offered a pretty low base with higher OTE.

Should you discuss salary range with an internal company recruiter prior to setting up an interview? With external recruiters it’s pretty easy to talk about the expected range. I am trying to avoid wasting all of our time if i get to the last interview and they are expecting a salary that is too low for me.

Anyone have experience as a cost accountant?

What are the most boring jobs out there?

Expecting an offer this week or early next week, but want to know when you start negotiating the salary? When you receive the call from the company or wait until receiving the formal offer letter? And how should the negotiation start? Through phone calls or emails? Didn’t use recruiter for this position, so I don’t know what is the process here.

What does the Tax Reporting & Strategy Deals team at PwC do? Do they have busy seasons or all year round busy? What’s the pay like compared to other tax specialties such as general compliance or M&A? Thanks in advance.

Other exit ops similar to TAS? Was really hoping to get into TAS but very low jobs in this market. Anything similar or other interesting areas to consider? I can’t stand audit have 2 years of experience

Hit me up if you want me to refer you for a pwc role 🙏🏻🙏🏻🙏🏻🙏🏻

Accounting advisory big4 or IA at F100. Both senior roles. Roughly same base pay.

Big4 has clear trajectory and interesting work.

F100 has 14% bonus, perm remote, and immediate vesting 401k over 7%.

What would you take?

How much would the expected salary be for a Senior 3 in NY TAS be at EY?

What are some of the more common exit jobs that audit managers take?

What’s going on FB friends,

I am contemplating a move to industry working at a VC, Tax Director role east coast. Looks like it will be primarily overseeing compliance with some aspect of advising on structures etc. There is another tax reporting head above me.

The potential comp is the low 200k with a 10% bonus (still higher than what I am making). I feel this is pretty low for VC standards but maybe my standards are also too high. I have generally seen 25% bonus with carry.

Any thoughts?

Is equity research a possible exit opp from audit?

Literally all of my LinkedIn connections are recruiters lmao

I started a position a month and a half ago at a large holding company. My manager left after 2 weeks of training me, and his replacement is likely going to be another senior accountant. I am so lost and don’t have the guidance I had signed up for. Is it bad to ask for an internal transfer to one of the brands instead?

Do you write cover letters? I usually write them but it feels like a waste of time.

I am looking for referral in Deloitte.

Anyone can refer me to senior international tax position at Deloitte? (Dallas, TX)

Has anyone made a pivot from PA to finance/IB? I’d like to hear your story if you’ll share. Thanks.

BDO recruiter reached out for an audit senior position in the DC area. Recommended or not? And why? Insights appreciated!!